Net Income Analysis ( % relative to Total Revenue )
Income Statement Star Financial Bank All Insured Commercial Banks in Indiana
Interest and Fees on Loans 51,056 17,558
Income from Lease Financing Receivables 1,330 63
1,777 140
Estimated Tax Benefit from Tax-Exempt Loan Income 950 73
Income on Loans and Leases (TE) 53,336 17,832
Investment Interest Income (TE) 8,315 2,939
Total Interest Income (TE) 62,281 21,400
Total Interest Expense 3,746 2,125
Net Interest Income (TE) 58,535 19,222
Non-Interest Income 23,227 5,497
Adjusted Operating Income (TE) 81,762 24,709
Non-interest Expense 57,314 15,248
Provision for Loan & Lease Losses — 481
Pretax Operating Income (TE) 24,448 8,741
Pretax Net Operating Income (TE) 24,448 8,865
Applicable Income Taxes 6,502 2,204
Net Operating Income 16,030 6,062
Net Income 16,030 6,062
Cash Dividends Declared 9,800 3,093
Retained Earnings 6,230 2,557