Vitals
  • Total Assets
    228.2M 13.1 %
  • Total Deposits
    198.6M 17.2 %
  • Total Net Loans
    198.5M 14.6 %
  • Net Income
    1.9M 118.8 %
  • Book Value
    20.1M 6.1 %
  • Book Value x2
    40.2M 6.1 %
  • Book Value x3
    60.3M 6.1 %
ROAA

.864

ROAE

9.717

Efficiency Ratio

70.685

Net Interest Margin

4.163

Balance Sheet Highlights
Financial Highlights Independent Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 228,163 188,712
Total Net Loans 198,513 114,778
Total Deposits 198,592 156,850
Total Equity 20,100 19,296
Profitability
Net Income 1,941 4,937
Return on Average Assets .864 1.275
Return on Average Equity 9.717 12.613
Net Interest Margin 4.163 4.235
Efficiency Ratio 70.685 70.933
Noninterest Income/Revenue 4.571 13.368
Balance Sheet Ratios
Loan-to-Deposit 99.96 67.802
Securities/Assets .022 .711
Total Equity/Total Assets .088 .102
Tangible Equity/Tangible Assets .075 -.084
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 16,995 17,427
Tier 2 Capital 1,571 1,326
Total Capital 18,566 18,727
Total Risk Weighted Assets 184,068 127,013
Leverage Ratio 7.29 9.941
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.23 16.134
Total Capital Ratio 10.09 17.133

Timeline for Independent Bank

Independent Bank

Independent Bank was acquired by Independent Bank 15 years

View Profile Jan 01 2009

Independent Bank Group Central Texas, Inc.

Independent Bank Group Central Texas, Inc. became a new parent organization for Independent Bank.

View Profile Jan 01 2008

First State Bank Of Hill County

Acquisition: Independent Bank acquired a new subsidiary, First State Bank Of Hill County, 18 years

View Profile Dec 06 2005

First State Bank

Acquisition: Independent Bank acquired a new subsidiary, First State Bank, 18 years

View Profile Dec 06 2005

Ctb Holdings Delaware, Inc.

Ctb Holdings Delaware, Inc. became a new parent organization for Independent Bank.

View Profile Dec 31 2004

Want to see more?

Complete timeline for Independent Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Independent Bank Buyer 5,664,683 Acquisition Discontinued 1/1/2009
First State Bank Of Hill County Seller 16,670 Pooling of Interests Discontinued 12/6/2005
First State Bank Seller 12,339 Pooling of Interests Discontinued 12/6/2005
Relationships Role Relationship Start Relationship End
Independent Bank Group Central Texas, Inc. Parent 1/1/2008 12/31/2008
Ctb Holdings Delaware, Inc. Parent 12/31/2004 12/31/2007
Industry Holdings, Inc. Parent 9/11/2001 12/30/2004
Coupland Bancshares-Nevada, Inc. Parent 11/30/1995 9/10/2001
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