German-American State Bank Financial Statements & Health Reports

Active

Vitals

ROAA

1.088

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	German-American State Bank	All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets	230,467	290,894
Total Net Loans	159,686	191,278
Total Deposits	204,539	246,407
Total Equity	21,000	31,125
Profitability
Net Income	2,393	2,670
Return on Average Assets	1.088	.919
Return on Average Equity	11.389	8.247
Net Interest Margin	3.584	3.499
Efficiency Ratio	54.395	67.9
Noninterest Income/Revenue	11.168	16.598
Balance Sheet Ratios
Loan-to-Deposit	78.071	72.669
Securities/Assets	.234	.191
Total Equity/Total Assets	.091	.107
Tangible Equity/Tangible Assets	.091	.103
Capital Adequacy
Tier 1 Common Capital	21,064	29,670
Tier 1 Capital	21,064	29,720
Tier 2 Capital	2,008	2,112
Total Capital	23,072	31,905
Total Risk Weighted Assets	185,569	212,461
Leverage Ratio	9.14	10.62
Common Equity Tier 1 Capital Ratio	11.35	16.313
Tier 1 Capital Ratio	11.35	16.329
Total Capital Ratio	12.43	17.341

Foresight Financial Group, Inc. became a new parent organization for German-American State Bank.

View Profile Jul 24 1986

German-American State Bank was established 117 years ago and is currently headquartered in German Valley, IL.

Jan 06 1907

Relationships	Role	Relationship Start	Relationship End
Foresight Financial Group, Inc.	Parent	7/24/1986

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