Efficiency Ratio Over Time
Efficiency Ratio German-American State Bank All Insured Commercial Banks in Illinois
12-31-2016 54.395 67.9
09-30-2016 53.185 67.646
06-30-2016 52.784 68.093
03-31-2016 52.553 69.015
12-31-2015 55.366 69.227
09-30-2015 54.477 68.548
06-30-2015 54.374 68.972
03-31-2015 51.807 69.878
12-31-2014 52.619 69.969
09-30-2014 51.11 69.35
06-30-2014 49.296 70.075
03-31-2014 49.903 70.96
12-31-2013 50.995 70.63
09-30-2013 50.01 70.13
06-30-2013 49.52 70.351
03-31-2013 48.655 71.443
12-31-2012 47.901 70.063
09-30-2012 47.401 68.769
06-30-2012 47.505 68.792
03-31-2012 48.132 68.884
12-31-2011 47.692 69.941
09-30-2011 47.831 68.923
06-30-2011 48.154 69.854
03-31-2011 47.923 70.062
12-31-2010 46.07 70.567
09-30-2010 42.727 69.213
06-30-2010 39.88 69.682
03-31-2010 33.252 71.112
12-31-2009 52.436 73.38
09-30-2009 54.799 71.202
06-30-2009 57.964 72.036
03-31-2009 59.567 69.904
12-31-2008 55.442 69.748
09-30-2008 55.33 68.193
06-30-2008 55.001 68.561
03-31-2008 52.615 69.396
12-31-2007 57.656 68.284
09-30-2007 58.02 67.285
06-30-2007 58.065 67.545
03-31-2007 58.612 68.287
12-31-2006 58.406 66.265
09-30-2006 59.216 65.369
06-30-2006 59.089 65.236
03-31-2006 59.984 65.409
12-31-2005 52.333 64.049
09-30-2005 52.679 63.135
06-30-2005 52.796 63.051
03-31-2005 54.351 63.149
12-31-2004 53.559 63.383
09-30-2004 53.975 62.952
06-30-2004 55.225 63.147
03-31-2004 56.091 63.481
12-31-2003 53.471 63.697
09-30-2003 53.453 62.506
06-30-2003 53.904 62.464
03-31-2003 55.282 62.651
12-31-2002 54.952 62.349