German-American State Bank
German Valley, IL — Non-member Bank
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Net Interest Margin Over Time
| Net Interest Margin | German-American State Bank | All Insured Commercial Banks in Illinois |
| 12-31-2016 | 3.584 | 3.499 |
| 09-30-2016 | 3.612 | 3.502 |
| 06-30-2016 | 3.613 | 3.495 |
| 03-31-2016 | 3.6 | 3.487 |
| 12-31-2015 | 3.6 | 3.487 |
| 09-30-2015 | 3.625 | 3.478 |
| 06-30-2015 | 3.644 | 3.453 |
| 03-31-2015 | 3.678 | 3.418 |
| 12-31-2014 | 3.797 | 3.485 |
| 09-30-2014 | 3.824 | 3.46 |
| 06-30-2014 | 3.853 | 3.443 |
| 03-31-2014 | 3.859 | 3.416 |
| 12-31-2013 | 3.882 | 3.428 |
| 09-30-2013 | 3.874 | 3.4 |
| 06-30-2013 | 3.855 | 3.374 |
| 03-31-2013 | 3.824 | 3.361 |
| 12-31-2012 | 3.964 | 3.573 |
| 09-30-2012 | 3.968 | 3.585 |
| 06-30-2012 | 3.953 | 3.59 |
| 03-31-2012 | 3.943 | 3.604 |
| 12-31-2011 | 4.072 | 3.692 |
| 09-30-2011 | 4.066 | 3.686 |
| 06-30-2011 | 4.065 | 3.652 |
| 03-31-2011 | 4.014 | 3.614 |
| 12-31-2010 | 3.915 | 3.707 |
| 09-30-2010 | 3.862 | 3.712 |
| 06-30-2010 | 3.794 | 3.694 |
| 03-31-2010 | 3.757 | 3.664 |
| 12-31-2009 | 3.692 | 3.579 |
| 09-30-2009 | 3.619 | 3.56 |
| 06-30-2009 | 3.525 | 3.538 |
| 03-31-2009 | 3.423 | 3.54 |
| 12-31-2008 | 3.48 | 3.56 |
| 09-30-2008 | 3.486 | 3.558 |
| 06-30-2008 | 3.481 | 3.533 |
| 03-31-2008 | 3.461 | 3.519 |
| 12-31-2007 | 3.401 | 3.667 |
| 09-30-2007 | 3.426 | 3.677 |
| 06-30-2007 | 3.445 | 3.662 |
| 03-31-2007 | 3.423 | 3.626 |
| 12-31-2006 | 3.644 | 3.765 |
| 09-30-2006 | 3.696 | 3.793 |
| 06-30-2006 | 3.738 | 3.805 |
| 03-31-2006 | 3.747 | 3.781 |
| 12-31-2005 | 3.959 | 3.876 |
| 09-30-2005 | 4.013 | 3.884 |
| 06-30-2005 | 4.032 | 3.873 |
| 03-31-2005 | 4.01 | 3.831 |
| 12-31-2004 | 4.165 | 3.852 |
| 09-30-2004 | 4.175 | 3.831 |
| 06-30-2004 | 4.129 | 3.815 |
| 03-31-2004 | 4.085 | 3.814 |
| 12-31-2003 | 4.135 | 3.819 |
| 09-30-2003 | 4.109 | 3.828 |
| 06-30-2003 | 4.067 | 3.842 |
| 03-31-2003 | 4.031 | 3.863 |
| 12-31-2002 | 3.994 | 3.995 |