Vitals
  • Total Assets
    220.2M 6.1 %
  • Total Deposits
    193.2M 5.9 %
  • Total Net Loans
    171.4M 13.5 %
  • Net Income
    1.5M 34.7 %
  • Book Value
    19.3M 6.2 %
  • Book Value x2
    38.6M 6.2 %
  • Book Value x3
    57.9M 6.2 %
ROAA

.682

ROAE

7.775

Efficiency Ratio

75.397

Net Interest Margin

4.155

Balance Sheet Highlights
Financial Highlights Cattaraugus County Bank All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 220,227 1,637,033
Total Net Loans 171,403 1,047,955
Total Deposits 193,179 1,296,950
Total Equity 19,298 187,165
Profitability
Net Income 1,471 13,254
Return on Average Assets .682 .773
Return on Average Equity 7.775 7.506
Net Interest Margin 4.155 3.19
Efficiency Ratio 75.397 65.064
Noninterest Income/Revenue 17.03 18.239
Balance Sheet Ratios
Loan-to-Deposit 88.728 73.986
Securities/Assets .115 .167
Total Equity/Total Assets .088 .114
Tangible Equity/Tangible Assets .08 .109
Capital Adequacy
Tier 1 Common Capital 18,412 154,500
Tier 1 Capital 18,412 155,066
Tier 2 Capital 2,144 9,750
Total Capital 20,556 168,084
Total Risk Weighted Assets 171,073 1,138,832
Leverage Ratio 8.42 10.188
Common Equity Tier 1 Capital Ratio 10.76 16.458
Tier 1 Capital Ratio 10.76 16.551
Total Capital Ratio 12.02 17.647

Timeline for Cattaraugus County Bank

Ccb Insurance Services, Llc

Ccb Insurance Services, Llc became a new subsidiary organization for Cattaraugus County Bank.

View Profile Apr 01 2014

C.C.Bancorp, Inc.

C.C.Bancorp, Inc. became a new parent organization for Cattaraugus County Bank.

View Profile Jul 16 2001

Salamanca Federal Savings Association

Acquisition: Cattaraugus County Bank acquired a new subsidiary, Salamanca Federal Savings Association, 33 years

View Profile Aug 18 1990

Cattaraugus County Bank

Cattaraugus County Bank was established 122 years ago and is currently headquartered in Little Valley, NY.

Jan 01 1902
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Salamanca Federal Savings Association Seller 27,012 Failure 8/18/1990
Relationships Role Relationship Start Relationship End
C.C.Bancorp, Inc. Parent 7/16/2001
Ccb Insurance Services, Llc Subsidary 4/1/2014
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