Vitals
  • Total Assets
    221.6M 6.2 %
  • Total Deposits
    198.3M 7.3 %
  • Total Net Loans
    142.6M 9.5 %
  • Net Income
    1.0M 69.7 %
  • Book Value
    23.0M -1.9 %
  • Book Value x2
    46.1M -1.9 %
  • Book Value x3
    69.1M -1.9 %
ROAA

.488

ROAE

4.344

Efficiency Ratio

74.049

Net Interest Margin

3.808

Balance Sheet Highlights
Financial Highlights Pcsb Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 221,604 198,346
Total Net Loans 142,583 133,864
Total Deposits 198,341 165,124
Total Equity 23,028 22,060
Profitability
Net Income 1,023 2,310
Return on Average Assets .488 1.15
Return on Average Equity 4.344 9.92
Net Interest Margin 3.808 3.587
Efficiency Ratio 74.049 60.34
Noninterest Income/Revenue 9.365 13.494
Balance Sheet Ratios
Loan-to-Deposit 71.888 77.091
Securities/Assets .224 .197
Total Equity/Total Assets .104 .111
Tangible Equity/Tangible Assets .104 .107
Capital Adequacy
Tier 1 Common Capital 23,175 21,135
Tier 1 Capital 23,175 21,140
Tier 2 Capital 1,359 1,625
Total Capital 24,534 22,777
Total Risk Weighted Assets 164,152 151,308
Leverage Ratio 10.66 10.944
Common Equity Tier 1 Capital Ratio 14.12 15.631
Tier 1 Capital Ratio 14.12 15.631
Total Capital Ratio 14.95 16.675

Timeline for Pcsb Bank

First Federal Savings Bank Of Creston

Acquisition: Pcsb Bank acquired a new subsidiary, First Federal Savings Bank Of Creston, 10 years

View Profile Jul 01 2013

Whitmore Company, Inc.

Whitmore Company, Inc. became a new parent organization for Pcsb Bank.

View Profile Jun 01 1983

Whitmore Bancorporation, Inc.

Whitmore Bancorporation, Inc. became a new parent organization for Pcsb Bank.

View Profile Jun 30 1973

Southwest Iowa Agricultural Credit Corporation Inc.

Southwest Iowa Agricultural Credit Corporation Inc. became a new subsidiary organization for Pcsb Bank.

View Profile Jun 30 1973

Pcsb Bank

Pcsb Bank was established 158 years ago and is currently headquartered in Clarinda, IA.

Jan 01 1866
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Federal Savings Bank Of Creston Seller 79,335 Pooling of Interests Discontinued 7/1/2013
Relationships Role Relationship Start Relationship End
Whitmore Company, Inc. Parent 6/1/1983
Whitmore Bancorporation, Inc. Parent 6/30/1981 5/31/1983
Whitmore Bancorporation, Inc. Parent 6/30/1973 6/29/1981
Southwest Iowa Agricultural Credit Corporation Inc. Subsidary 6/30/1973 12/30/1981
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