Vitals
  • Total Assets
    213.3M -12.3 %
  • Total Deposits
    181.2M -11.9 %
  • Total Net Loans
    168.8M -12.5 %
  • Net Income
    2.4M -14.4 %
  • Book Value
    24.6M 2.9 %
  • Book Value x2
    49.1M 2.9 %
  • Book Value x3
    73.7M 2.9 %
ROAA

1.082

ROAE

9.796

Efficiency Ratio

64.101

Net Interest Margin

3.57

Balance Sheet Highlights
Financial Highlights First Trust & Savings Bank Of Albany, Illinois All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 213,339 290,894
Total Net Loans 168,778 191,278
Total Deposits 181,211 246,407
Total Equity 24,560 31,125
Profitability
Net Income 2,377 2,670
Return on Average Assets 1.082 .919
Return on Average Equity 9.796 8.247
Net Interest Margin 3.57 3.499
Efficiency Ratio 64.101 67.9
Noninterest Income/Revenue 7.705 16.598
Balance Sheet Ratios
Loan-to-Deposit 93.139 72.669
Securities/Assets .06 .191
Total Equity/Total Assets .115 .107
Tangible Equity/Tangible Assets .103 .103
Capital Adequacy
Tier 1 Common Capital 21,841 29,670
Tier 1 Capital 21,841 29,720
Tier 2 Capital 1,878 2,112
Total Capital 23,719 31,905
Total Risk Weighted Assets 157,741 212,461
Leverage Ratio 10.23 10.62
Common Equity Tier 1 Capital Ratio 13.85 16.313
Tier 1 Capital Ratio 13.85 16.329
Total Capital Ratio 15.04 17.341

Timeline for First Trust & Savings Bank Of Albany, Illinois

Old Farmers & Merchants State Bank

Acquisition: First Trust & Savings Bank Of Albany, Illinois acquired a new subsidiary, Old Farmers & Merchants State Bank, 17 years

View Profile Jul 31 2006

Albany Bancshares, Inc.

Albany Bancshares, Inc. became a new parent organization for First Trust & Savings Bank Of Albany, Illinois.

View Profile Aug 29 1980

First Trust & Savings Bank Of Albany, Illinois

First Trust & Savings Bank Of Albany, Illinois was established 122 years ago and is currently headquartered in Albany, IL.

Jan 01 1902
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Old Farmers & Merchants State Bank Seller 45,468 Pooling of Interests Discontinued 7/31/2006
Relationships Role Relationship Start Relationship End
Albany Bancshares, Inc. Parent 1/26/1999
Albany Bancshares, Inc. Parent 12/29/1998 1/25/1999
Albany Bancshares, Inc. Parent 5/13/1996 12/28/1998
Albany Bancshares, Inc. Parent 8/29/1980 5/12/1996
Similar Organizations
Organization City State Total Assets
Citizens Bank Of Ada
 		Ada OK 216.0M
Ireland Bank
 		Malad City ID 215.4M
Pcsb Bank
 		Clarinda IA 215.3M
Esb Financial
 		Emporia KS 215.2M
Community Bank
 		Longview TX 214.8M
The Harvard State Bank
 		Harvard IL 218.4M
Bank Of Madison
 		Madison GA 213.5M
Nekoosa Port Edwards State Bank
 		Nekoosa WI 212.9M
Guaranty Bank & Trust Company Of Delhi, Louisiana
 		Delhi LA 212.6M
Bank Of Franklin County
 		Washington MO 212.1M