Vitals
  • Total Assets
    45.5M 3.9 %
  • Total Deposits
    38.6M -1.7 %
  • Total Net Loans
    24.5M 10.1 %
  • Net Income
    163000.0000 -38.0 %
  • Book Value
    6.7M 116.0 %
  • Book Value x2
    13.3M 116.0 %
  • Book Value x3
    20.0M 116.0 %
ROAA

.736

ROAE

4.808

Efficiency Ratio

72.188

Net Interest Margin

3.588

Balance Sheet Highlights
Financial Highlights Old Farmers & Merchants State Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 45,468 175,392
Total Net Loans 24,545 120,422
Total Deposits 38,592 147,487
Total Equity 6,659 17,032
Profitability
Net Income 163 2,530
Return on Average Assets .736 1.156
Return on Average Equity 4.808 11.609
Net Interest Margin 3.588 3.805
Efficiency Ratio 72.188 65.236
Noninterest Income/Revenue 7.357 10.589
Balance Sheet Ratios
Loan-to-Deposit 63.601 75.496
Securities/Assets .319 .893
Total Equity/Total Assets .146 .097
Tangible Equity/Tangible Assets .07 -.024
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,511 16,386
Tier 2 Capital 200 1,359
Total Capital 3,711 17,762
Total Risk Weighted Assets 26,413 130,096
Leverage Ratio 8.59 10.277
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.29 15.314
Total Capital Ratio 14.05 16.342

Timeline for Old Farmers & Merchants State Bank

First Trust & Savings Bank Of Albany, Illinois

Old Farmers & Merchants State Bank was acquired by First Trust & Savings Bank Of Albany, Illinois 17 years

View Profile Jul 31 2006

Albany Bancshares, Inc.

Albany Bancshares, Inc. became a new parent organization for Old Farmers & Merchants State Bank.

View Profile Aug 01 2005

Hillsdale Development Corporation

Hillsdale Development Corporation became a new parent organization for Old Farmers & Merchants State Bank.

View Profile Jul 09 1974

Old Farmers & Merchants State Bank

Old Farmers & Merchants State Bank was established 120 years ago and is currently headquartered in Hillsdale, IL.

Dec 10 1903
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Trust & Savings Bank Of Albany, Illinois Buyer 216,335 Pooling of Interests Discontinued 7/31/2006
Relationships Role Relationship Start Relationship End
Albany Bancshares, Inc. Parent 8/1/2005 7/30/2006
Hillsdale Development Corporation Parent 3/31/1997 7/31/2005
Hillsdale Development Corporation Parent 1/3/1993 3/30/1997
Hillsdale Development Corporation Parent 12/31/1983 1/2/1993
Hillsdale Development Corporation Parent 12/31/1982 12/30/1983
Hillsdale Development Corporation Parent 7/9/1974 12/30/1982
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