Vitals
  • Total Assets
    217.7M 3.7 %
  • Total Deposits
    180.3M 4.1 %
  • Total Net Loans
    147.8M 10.9 %
  • Net Income
    2.2M 13.4 %
  • Book Value
    21.3M 14.0 %
  • Book Value x2
    42.6M 14.0 %
  • Book Value x3
    63.9M 14.0 %
ROAA

1.022

ROAE

10.528

Efficiency Ratio

68.448

Net Interest Margin

3.439

Balance Sheet Highlights
Financial Highlights Esb Financial All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 217,665 161,058
Total Net Loans 147,829 97,183
Total Deposits 180,340 131,657
Total Equity 21,303 18,008
Profitability
Net Income 2,189 1,663
Return on Average Assets 1.022 .954
Return on Average Equity 10.528 8.443
Net Interest Margin 3.439 3.683
Efficiency Ratio 68.448 68.374
Noninterest Income/Revenue 22.403 15.013
Balance Sheet Ratios
Loan-to-Deposit 81.972 72.321
Securities/Assets .21 .241
Total Equity/Total Assets .098 .112
Tangible Equity/Tangible Assets .095 .109
Capital Adequacy
Tier 1 Common Capital 21,713 17,454
Tier 1 Capital 21,713 17,457
Tier 2 Capital 1,618 1,279
Total Capital 23,331 18,771
Total Risk Weighted Assets 177,973 112,595
Leverage Ratio 9.94 11.048
Common Equity Tier 1 Capital Ratio 12.2 16.94
Tier 1 Capital Ratio 12.2 16.949
Total Capital Ratio 13.11 18.109

Timeline for Esb Financial

Esb Financial Corporation, Inc.

Esb Financial Corporation, Inc. became a new subsidiary organization for Esb Financial.

View Profile Jan 01 1996

Emporia State Bank Building Company

Emporia State Bank Building Company became a new subsidiary organization for Esb Financial.

View Profile Jul 17 1971

Namyaw Corporation, Inc.

Namyaw Corporation, Inc. became a new parent organization for Esb Financial.

View Profile Dec 31 1970

Esb Financial

Esb Financial was established 123 years ago and is currently headquartered in Emporia, KS.

Mar 16 1901
Relationships Role Relationship Start Relationship End
Namyaw Corporation, Inc. Parent 10/29/1999
Namyaw Corporation, Inc. Parent 1/17/1997 10/28/1999
Namyaw Corporation, Inc. Parent 12/2/1996 1/16/1997
Namyaw Corporation, Inc. Parent 4/21/1993 12/1/1996
Namyaw Corporation, Inc. Parent 4/15/1991 4/20/1993
Namyaw Corporation, Inc. Parent 12/31/1983 4/14/1991
Namyaw Corporation, Inc. Parent 12/31/1970 12/30/1983
Esb Financial Corporation, Inc. Subsidary 6/30/2007
Esb Financial Corporation, Inc. Subsidary 1/1/1996 6/29/2007
Emporia State Bank Building Company Subsidary 7/17/1971 2/11/1983
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