Vitals
  • Total Assets
    240.0M 16.0 %
  • Total Deposits
    205.8M 10.8 %
  • Total Net Loans
    188.2M 21.2 %
  • Net Income
    4.9M -6.2 %
  • Book Value
    21.4M 3.3 %
  • Book Value x2
    42.8M 3.3 %
  • Book Value x3
    64.2M 3.3 %
ROAA

2.219

ROAE

23.255

Efficiency Ratio

63.922

Net Interest Margin

4.558

Balance Sheet Highlights
Financial Highlights Village Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 239,974 147,703
Total Net Loans 188,191 97,223
Total Deposits 205,820 126,600
Total Equity 21,401 15,565
Profitability
Net Income 4,940 1,683
Return on Average Assets 2.219 1.08
Return on Average Equity 23.255 9.905
Net Interest Margin 4.558 3.845
Efficiency Ratio 63.922 68.21
Noninterest Income/Revenue 15.166 13.68
Balance Sheet Ratios
Loan-to-Deposit 91.435 75.205
Securities/Assets .119 .174
Total Equity/Total Assets .089 .105
Tangible Equity/Tangible Assets .089 .103
Capital Adequacy
Tier 1 Common Capital 22,103 15,225
Tier 1 Capital 22,103 15,232
Tier 2 Capital 2,423 1,135
Total Capital 24,526 16,386
Total Risk Weighted Assets 199,960 105,251
Leverage Ratio 9.46 10.475
Common Equity Tier 1 Capital Ratio 11.05 15.3
Tier 1 Capital Ratio 11.05 15.308
Total Capital Ratio 12.27 16.398

Timeline for Village Bank

Village Bancshares, Inc.

Village Bancshares, Inc. became a new parent organization for Village Bank.

View Profile Jan 03 1995

Village Bank

Village Bank was established 31 years ago and is currently headquartered in Saint Francis, MN.

Jan 11 1993
Relationships Role Relationship Start Relationship End
Village Bancshares, Inc. Parent 1/3/1995
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