Vitals
  • Total Assets
    12.3M 2.5 %
  • Total Deposits
    10.7M -2.9 %
  • Total Net Loans
    9.0M 38.5 %
  • Net Income
  • Book Value
    1.6M 64.6 %
  • Book Value x2
    3.2M 64.6 %
  • Book Value x3
    4.7M 64.6 %
ROAA

ROAE

Efficiency Ratio

101.064

Net Interest Margin

11.678

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 12,339 139,662
Total Net Loans 8,968 80,016
Total Deposits 10,725 118,319
Total Equity 1,583 13,896
Profitability
Net Income — 2,797
Return on Average Assets — 1.364
Return on Average Equity — 13.926
Net Interest Margin 11.678 4.458
Efficiency Ratio 101.064 66.756
Noninterest Income/Revenue 6.439 15.815
Balance Sheet Ratios
Loan-to-Deposit 83.618 64.049
Securities/Assets .021 .66
Total Equity/Total Assets .128 .099
Tangible Equity/Tangible Assets .093 -.068
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 1,160 13,314
Tier 2 Capital 75 940
Total Capital 1,235 14,250
Total Risk Weighted Assets 7,494 89,140
Leverage Ratio 10.38 10.213
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 15.48 17.138
Total Capital Ratio 16.48 18.193

Timeline for First State Bank

Independent Bank

First State Bank was acquired by Independent Bank 18 years

View Profile Dec 06 2005

Ctb Holdings Delaware, Inc.

Ctb Holdings Delaware, Inc. became a new parent organization for First State Bank.

View Profile Jun 25 2005

First Fsb Bancshares, Inc.

First Fsb Bancshares, Inc. became a new parent organization for First State Bank.

View Profile Apr 01 1987

Fsb Bancshares, Inc.

Fsb Bancshares, Inc. became a new parent organization for First State Bank.

View Profile Apr 30 1984

First State Bank

First State Bank was established 123 years ago and is currently headquartered in Texarkana, TX.

Jan 01 1901
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Independent Bank Buyer 228,163 Pooling of Interests Discontinued 12/6/2005
Relationships Role Relationship Start Relationship End
Ctb Holdings Delaware, Inc. Parent 6/25/2005 12/5/2005
First Fsb Bancshares, Inc. Parent 4/1/1987 6/24/2005
Fsb Bancshares, Inc. Parent 4/30/1984 3/31/1987
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