Vitals
  • Total Assets
    5.9B 15.8 %
  • Total Deposits
    4.6B 13.7 %
  • Total Net Loans
    4.5B 14.5 %
  • Net Income
    63.5M 35.6 %
  • Book Value
    789.7M 11.4 %
  • Book Value x2
    1.6B 11.4 %
  • Book Value x3
    2.4B 11.4 %
ROAA

1.161

ROAE

8.565

Efficiency Ratio

49.538

Net Interest Margin

4.035

Balance Sheet Highlights
Financial Highlights Independent Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 5,850,211 358,087
Total Net Loans 4,548,858 213,533
Total Deposits 4,586,300 308,027
Total Equity 789,708 38,740
Profitability
Net Income 63,460 3,845
Return on Average Assets 1.161 1.025
Return on Average Equity 8.565 9.415
Net Interest Margin 4.035 3.773
Efficiency Ratio 49.538 66.762
Noninterest Income/Revenue 8.425 16.375
Balance Sheet Ratios
Loan-to-Deposit 99.184 65.494
Securities/Assets .054 .214
Total Equity/Total Assets .135 .108
Tangible Equity/Tangible Assets .088 .104
Capital Adequacy
Tier 1 Common Capital 526,960 37,278
Tier 1 Capital 526,960 37,303
Tier 2 Capital 31,591 2,526
Total Capital 558,551 39,866
Total Risk Weighted Assets 4,993,713 237,367
Leverage Ratio 9.65 10.563
Common Equity Tier 1 Capital Ratio 10.55 18.073
Tier 1 Capital Ratio 10.55 18.097
Total Capital Ratio 11.19 19.169

Timeline for Independent Bank

Mckinney Avenue Holdings Inc

Mckinney Avenue Holdings Inc became a new subsidiary organization for Independent Bank.

View Profile Jan 05 2016

Grand Bank

Acquisition: Independent Bank acquired a new subsidiary, Grand Bank, 8 years

View Profile Nov 01 2015

Preston Grand, Inc.

Preston Grand, Inc. became a new subsidiary organization for Independent Bank.

View Profile Nov 01 2015

Ibg Aircraft Company Iii

Ibg Aircraft Company Iii became a new subsidiary organization for Independent Bank.

View Profile Jul 28 2015

Houston Community Bank, National Association

Acquisition: Independent Bank acquired a new subsidiary, Houston Community Bank, National Association, 9 years

View Profile Oct 01 2014

Want to see more?

Complete timeline for Independent Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Grand Bank Seller 592,407 Acquisition Discontinued 11/1/2015
Houston Community Bank, National Association Seller 328,705 Acquisition Discontinued 10/1/2014
Bank Of Houston Seller 1,039,808 Acquisition Discontinued 4/16/2014
Live Oak State Bank Seller 122,130 Acquisition Discontinued 1/1/2014
Collin Bank Seller 173,349 Acquisition Discontinued 12/1/2013
United Community Bank, National Association Seller 104,608 Acquisition Discontinued 10/1/2012
I Bank Texas, Ssb Seller 157,797 Acquisition Discontinued 4/1/2012
First Bank Seller 95,289 Acquisition Discontinued 9/30/2010
Town Center Bank Seller 35,415 Acquisition Discontinued 7/31/2010
Independent Bank Seller 228,163 Acquisition Discontinued 1/1/2009
The First State Bank Seller 90,909 Acquisition Discontinued 1/1/2005
First Bank Howe Seller 39,448 Pooling of Interests Discontinued 9/15/2000
The First National Bank Of Whitewright Seller 54,199 Pooling of Interests Discontinued 9/15/2000
Relationships Role Relationship Start Relationship End
Independent Bank Group, Inc. Parent 1/1/2008
Vb Bancshares, Inc. Parent 1/1/2003 12/31/2007
Compass Bank Parent 11/20/1992 4/30/1993
Usa Bancshares, Inc. Parent 4/28/1987 11/19/1992
Anna Bancshares, Inc. Parent 10/7/1980 4/27/1987
Ibg Real Estate Holdings, Inc. Subsidary 3/26/2008
Ibg Aircraft Company Iii Subsidary 7/28/2015
Preston Grand, Inc. Subsidary 11/1/2015
Mckinney Avenue Holdings Inc Subsidary 1/5/2016
Ibg Aircraft Acquisition Inc Subsidary 6/20/2012 1/5/2016
Ibg Aviation Holdings, Inc. Subsidary 11/5/2009 10/31/2012
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