Efficiency Ratio Over Time
Efficiency Ratio Independent Bank All Insured Commercial Banks in Texas
12-31-2016 49.538 66.762
09-30-2016 50.444 66.187
06-30-2016 51.63 66.286
03-31-2016 51.079 66.484
12-31-2015 54.327 67.473
09-30-2015 54.098 67.019
06-30-2015 53.384 67.62
03-31-2015 54.084 68.379
12-31-2014 56.762 67.933
09-30-2014 58.722 67.76
06-30-2014 62.436 68.348
03-31-2014 59.029 69.161
12-31-2013 59.597 70.01
09-30-2013 59.796 69.448
06-30-2013 59.794 70.111
03-31-2013 61.202 71.168
12-31-2012 62.722 70.289
09-30-2012 62.441 69.365
06-30-2012 63.694 69.7
03-31-2012 64.068 69.836
12-31-2011 64.762 71.203
09-30-2011 65.098 70.717
06-30-2011 66.251 71.672
03-31-2011 69.353 72.166
12-31-2010 59.467 72.798
09-30-2010 56.602 71.344
06-30-2010 68.948 71.672
03-31-2010 69.773 72.124
12-31-2009 64.641 72.899
09-30-2009 65.01 71.928
06-30-2009 67.616 72.628
03-31-2009 69.756 71.399
12-31-2008 71.813 70.933
09-30-2008 67.98 69.839
06-30-2008 68.824 70.152
03-31-2008 71.55 69.753
12-31-2007 65.378 68.047
09-30-2007 65.753 66.762
06-30-2007 63.685 66.933
03-31-2007 63.633 66.629
12-31-2006 64.06 66.288
09-30-2006 65.511 64.993
06-30-2006 66.119 65.249
03-31-2006 68.814 65.978
12-31-2005 77.468 67.153
09-30-2005 76.031 66.756
06-30-2005 75.692 67.031
03-31-2005 77.299 67.486
12-31-2004 72.608 69.184
09-30-2004 72.073 68.305
06-30-2004 71.888 68.807
03-31-2004 71.258 69.055
12-31-2003 66.051 69.41
09-30-2003 65.798 68.526
06-30-2003 65.454 68.452
03-31-2003 65.06 68.632
12-31-2002 67.644 67.534