Vitals
  • Total Assets
    104.6M 2.2 %
  • Total Deposits
    93.6M 1.5 %
  • Total Net Loans
    63.5M 0.1 %
  • Net Income
    335000.0000 159.7 %
  • Book Value
    10.7M 8.9 %
  • Book Value x2
    21.5M 8.9 %
  • Book Value x3
    32.2M 8.9 %
ROAA

.423

ROAE

4.208

Efficiency Ratio

90.638

Net Interest Margin

4.239

Balance Sheet Highlights
Financial Highlights United Community Bank, National Association All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 104,608 256,996
Total Net Loans 63,547 134,796
Total Deposits 93,614 220,197
Total Equity 10,744 28,033
Profitability
Net Income 335 2,078
Return on Average Assets .423 1.049
Return on Average Equity 4.208 9.681
Net Interest Margin 4.239 3.88
Efficiency Ratio 90.638 69.365
Noninterest Income/Revenue 10.179 15.848
Balance Sheet Ratios
Loan-to-Deposit 67.882 58.922
Securities/Assets .097 .25
Total Equity/Total Assets .103 .109
Tangible Equity/Tangible Assets .103 .105
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 10,201 24,959
Tier 2 Capital 839 1,719
Total Capital 11,040 26,693
Total Risk Weighted Assets 66,503 150,297
Leverage Ratio 9.6 10.123
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 15.34 18.438
Total Capital Ratio 16.6 19.547

Timeline for United Community Bank, National Association

Independent Bank

United Community Bank, National Association was acquired by Independent Bank 11 years

View Profile Oct 01 2012

Community Group, Inc., The

Community Group, Inc., The became a new parent organization for United Community Bank, National Association.

View Profile Jan 01 2008

Delaware Community Group, Inc., The

Delaware Community Group, Inc., The became a new parent organization for United Community Bank, National Association.

View Profile May 28 1998

United Community Bank, National Association

United Community Bank, National Association was established 26 years ago and is currently headquartered in Highland Village, TX.

May 27 1998
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Independent Bank Buyer 5,664,683 Acquisition Discontinued 10/1/2012
Relationships Role Relationship Start Relationship End
Community Group, Inc., The Parent 1/1/2008 9/30/2012
Delaware Community Group, Inc., The Parent 5/28/1998 12/31/2007
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