United Community Bank, National Association
Highland Village, TX — Domestic Branch of a Domestic Bank
Acquired Oct 2012
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | United Community Bank, National Association | All Insured Commercial Banks in Texas |
| Interest and Fees on Loans | 3,197 | 5,969 |
| Income from Lease Financing Receivables | — | 1 |
| — | 22 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 11 |
| Income on Loans and Leases (TE) | 3,197 | 5,999 |
| Investment Interest Income (TE) | 303 | 1,362 |
| Total Interest Income (TE) | 3,565 | 7,656 |
| Total Interest Expense | 319 | 909 |
| Net Interest Income (TE) | 3,246 | 6,713 |
| Non-Interest Income | 404 | 1,442 |
| Adjusted Operating Income (TE) | 3,650 | 8,270 |
| Non-interest Expense | 3,308 | 5,439 |
| Provision for Loan & Lease Losses | — | 262 |
| Pretax Operating Income (TE) | 342 | 2,467 |
| Pretax Net Operating Income (TE) | 342 | 2,630 |
| Applicable Income Taxes | — | 270 |
| Net Operating Income | 335 | 2,085 |
| Net Income | 335 | 2,078 |
| Cash Dividends Declared | — | 689 |
| Retained Earnings | 335 | 1,212 |