Vitals
  • Total Assets
    122.1M 2.1 %
  • Total Deposits
    105.0M 4.4 %
  • Total Net Loans
    70.6M 0.4 %
  • Net Income
    -280000.0000 -118.9 %
  • Book Value
    12.8M -9.8 %
  • Book Value x2
    25.6M -9.8 %
  • Book Value x3
    38.4M -9.8 %
ROAA

-.226

ROAE

-2.018

Efficiency Ratio

106.695

Net Interest Margin

3.277

Balance Sheet Highlights
Financial Highlights Live Oak State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 122,130 287,038
Total Net Loans 70,628 153,782
Total Deposits 105,027 249,529
Total Equity 12,806 29,096
Profitability
Net Income -280 2,895
Return on Average Assets -.226 .96
Return on Average Equity -2.018 9.326
Net Interest Margin 3.277 3.725
Efficiency Ratio 106.695 70.01
Noninterest Income/Revenue 6.811 17.002
Balance Sheet Ratios
Loan-to-Deposit 67.248 58.668
Securities/Assets .137 .244
Total Equity/Total Assets .105 .101
Tangible Equity/Tangible Assets .105 .098
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 12,984 28,263
Tier 2 Capital 818 1,894
Total Capital 13,802 30,164
Total Risk Weighted Assets 67,332 172,317
Leverage Ratio 10.24 10.12
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 19.28 18.279
Total Capital Ratio 20.5 19.356

Timeline for Live Oak State Bank

Independent Bank

Live Oak State Bank was acquired by Independent Bank 10 years

View Profile Jan 01 2014

Live Oak Financial Corp.

Live Oak Financial Corp. became a new parent organization for Live Oak State Bank.

View Profile Dec 01 2007

Live Oak State Bank

Live Oak State Bank was established 22 years ago and is currently headquartered in Dallas, TX.

Oct 04 2001

Live Oak Delaware Financial Corp.

Live Oak Delaware Financial Corp. became a new parent organization for Live Oak State Bank.

View Profile Oct 04 2001
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Independent Bank Buyer 5,664,683 Acquisition Discontinued 1/1/2014
Relationships Role Relationship Start Relationship End
Live Oak Financial Corp. Parent 12/1/2007 12/31/2013
Live Oak Delaware Financial Corp. Parent 10/4/2001 11/30/2007
Similar Organizations
Organization City State Total Assets
Milledgeville State Bank
 		Milledgeville IL 122.2M
F&M Bank
 		Falls City NE 122.3M
Citizens State Bank - Midwest
 		Cavalier ND 121.2M
Farmers And Merchants State Bank Of Springfield
 		Springfield MN 121.2M
Nebraska Bank Of Commerce
 		Lincoln NE 123.1M
Ohana Pacific Bank
 		Honolulu HI 123.7M
Peoples State Bank
 		Mc Donald KS 123.8M
Bank Of Gleason
 		Gleason TN 120.0M
Citizens Bank & Trust Company
 		Covington LA 119.1M
First State Bank
 		Farnam NE 125.2M