Efficiency Ratio Over Time
Efficiency Ratio Live Oak State Bank All Insured Commercial Banks in Texas
12-31-2013 106.695 70.01
09-30-2013 67.163 69.448
06-30-2013 68.045 70.111
03-31-2013 67.596 71.168
12-31-2012 64.651 70.289
09-30-2012 65.464 69.365
06-30-2012 64.869 69.7
03-31-2012 64.818 69.836
12-31-2011 66.737 71.203
09-30-2011 65.448 70.717
06-30-2011 65.801 71.672
03-31-2011 63.055 72.166
12-31-2010 73.836 72.798
09-30-2010 71.156 71.344
06-30-2010 66.983 71.672
03-31-2010 65.613 72.124
12-31-2009 69.163 72.899
09-30-2009 69.037 71.928
06-30-2009 69.941 72.628
03-31-2009 69.107 71.399
12-31-2008 64.455 70.933
09-30-2008 63.044 69.839
06-30-2008 63.871 70.152
03-31-2008 63.753 69.753
12-31-2007 47.591 68.047
09-30-2007 46.075 66.762
06-30-2007 45.878 66.933
03-31-2007 45.527 66.629
12-31-2006 44.911 66.288
09-30-2006 45.422 64.993
06-30-2006 46.888 65.249
03-31-2006 48.121 65.978
12-31-2005 47.523 67.153
09-30-2005 48.266 66.756
06-30-2005 49.697 67.031
03-31-2005 52.896 67.486
12-31-2004 54.717 69.184
09-30-2004 56.439 68.305
06-30-2004 58.364 68.807
03-31-2004 60.334 69.055
12-31-2003 64.091 69.41
09-30-2003 65.519 68.526
06-30-2003 67.968 68.452
03-31-2003 73.646 68.632
12-31-2002 94.668 67.534