Vitals
  • Total Assets
    7.1B 50.7 %
  • Total Deposits
    6.1B 62.1 %
  • Total Net Loans
    493.6M 11.7 %
  • Net Income
    93.9M 33.2 %
  • Book Value
    833.0M 92.3 %
  • Book Value x2
    1.7B 92.3 %
  • Book Value x3
    2.5B 92.3 %
ROAA

1.728

ROAE

13.602

Efficiency Ratio

48.555

Net Interest Margin

2.167

Balance Sheet Highlights
Financial Highlights Optum Bank, Inc. All Insured Commercial Banks in Utah
Balance Sheet $(000)
Total Assets 7,075,806 4,912,170
Total Net Loans 493,582 3,384,143
Total Deposits 6,138,935 4,143,202
Total Equity 833,020 557,185
Profitability
Net Income 93,936 63,059
Return on Average Assets 1.728 1.948
Return on Average Equity 13.602 13.309
Net Interest Margin 2.167 5.332
Efficiency Ratio 48.555 52.902
Noninterest Income/Revenue 53.89 17.847
Balance Sheet Ratios
Loan-to-Deposit 8.04 82.591
Securities/Assets .698 .161
Total Equity/Total Assets .118 .113
Tangible Equity/Tangible Assets .067 .113
Capital Adequacy
Tier 1 Common Capital 577,895 503,365
Tier 1 Capital 577,895 526,634
Tier 2 Capital 5,294 26,392
Total Capital 583,189 554,451
Total Risk Weighted Assets 3,489,315 3,042,819
Leverage Ratio 10.43 12.466
Common Equity Tier 1 Capital Ratio 16.56 16.659
Tier 1 Capital Ratio 16.56 16.843
Total Capital Ratio 16.71 17.925

Timeline for Optum Bank, Inc.

Unitedhealth Group Incorporated

Unitedhealth Group Incorporated became a new parent organization for Optum Bank, Inc..

View Profile Dec 31 2014

Optum Bank, Inc.

Optum Bank, Inc. was established 20 years ago and is currently headquartered in Salt Lake City, UT.

Jul 21 2003
Relationships Role Relationship Start Relationship End
Unitedhealth Group Incorporated Parent 12/31/2014
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