Vitals
  • Total Assets
    224.8M -0.7 %
  • Total Deposits
    197.8M -0.7 %
  • Total Net Loans
    155.0M 12.0 %
  • Net Income
    1.1M -3.8 %
  • Book Value
    25.3M 4.3 %
  • Book Value x2
    50.6M 4.3 %
  • Book Value x3
    75.9M 4.3 %
ROAA

.485

ROAE

4.445

Efficiency Ratio

77.797

Net Interest Margin

3.561

Balance Sheet Highlights
Financial Highlights County First Bank All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 224,836 804,628
Total Net Loans 155,034 615,155
Total Deposits 197,751 644,089
Total Equity 25,310 83,729
Profitability
Net Income 1,099 6,445
Return on Average Assets .485 .743
Return on Average Equity 4.445 7.02
Net Interest Margin 3.561 3.678
Efficiency Ratio 77.797 72.114
Noninterest Income/Revenue 8.412 18.691
Balance Sheet Ratios
Loan-to-Deposit 78.399 90.195
Securities/Assets .194 .114
Total Equity/Total Assets .113 .104
Tangible Equity/Tangible Assets .113 .093
Capital Adequacy
Tier 1 Common Capital 25,310 74,463
Tier 1 Capital 25,310 75,572
Tier 2 Capital 2,115 7,498
Total Capital 27,425 83,523
Total Risk Weighted Assets 168,656 632,592
Leverage Ratio 11.17 9.794
Common Equity Tier 1 Capital Ratio 15.01 12.533
Tier 1 Capital Ratio 15.01 12.687
Total Capital Ratio 16.26 13.794

Timeline for County First Bank

County First Bank

County First Bank was established 34 years ago and is currently headquartered in La Plata, MD.

Mar 28 1990
Relationships Role Relationship Start Relationship End
Similar Organizations
Organization City State Total Assets
Peoples Savings Bank Of Rhineland
 		Rhineland MO 226.8M
German-American State Bank
 		German Valley IL 226.2M
The Bank Of Fincastle
 		Fincastle VA 224.6M
Village Bank
 		Saint Francis MN 229.7M
State Bank & Trust
 		Winfield AL 230.8M
Oregon Coast Bank
 		Newport OR 222.8M
Community State Bank Of Missouri
 		Bowling Green MO 231.5M
Bank Of Frankewing
 		Frankewing TN 221.6M
Cattaraugus County Bank
 		Little Valley NY 221.5M
First State Bank And Trust
 		Bayport MN 226.1M