Vitals
  • Total Assets
    248.3M 16.4 %
  • Total Deposits
    202.6M 15.0 %
  • Total Net Loans
    204.7M 17.4 %
  • Net Income
    2.3M 40.9 %
  • Book Value
    27.7M 17.7 %
  • Book Value x2
    55.5M 17.7 %
  • Book Value x3
    83.2M 17.7 %
ROAA

.971

ROAE

9.197

Efficiency Ratio

60.662

Net Interest Margin

4.767

Balance Sheet Highlights
Financial Highlights Heritage Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 248,334 358,087
Total Net Loans 204,664 213,533
Total Deposits 202,646 308,027
Total Equity 27,749 38,740
Profitability
Net Income 2,309 3,845
Return on Average Assets .971 1.025
Return on Average Equity 9.197 9.415
Net Interest Margin 4.767 3.773
Efficiency Ratio 60.662 66.762
Noninterest Income/Revenue 9.092 16.375
Balance Sheet Ratios
Loan-to-Deposit 100.996 65.494
Securities/Assets .036 .214
Total Equity/Total Assets .112 .108
Tangible Equity/Tangible Assets .094 .104
Capital Adequacy
Tier 1 Common Capital 24,478 37,278
Tier 1 Capital 24,478 37,303
Tier 2 Capital 2,539 2,526
Total Capital 27,017 39,866
Total Risk Weighted Assets 208,578 237,367
Leverage Ratio 9.87 10.563
Common Equity Tier 1 Capital Ratio 11.74 18.073
Tier 1 Capital Ratio 11.74 18.097
Total Capital Ratio 12.95 19.169

Timeline for Heritage Bank

Nixon State Bank

Acquisition: Heritage Bank acquired a new subsidiary, Nixon State Bank, 10 years

View Profile Jun 30 2014

Heritage Bancorp, Inc.

Heritage Bancorp, Inc. became a new parent organization for Heritage Bank.

View Profile Sep 11 2008

Red River Financial Corporation

Red River Financial Corporation became a new parent organization for Heritage Bank.

View Profile May 21 1990

Heritage Bank

Heritage Bank was established 39 years ago and is currently headquartered in Pearland, TX.

Sep 16 1985
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Nixon State Bank Seller 77,617 Acquisition Discontinued 6/30/2014
Relationships Role Relationship Start Relationship End
Heritage Bancorp, Inc. Parent 9/11/2008
Red River Financial Corporation Parent 5/21/1990 9/10/2008
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