Efficiency Ratio Over Time
Efficiency Ratio Heritage Bank All Insured Commercial Banks in Texas
12-31-2016 60.662 66.762
09-30-2016 61.072 66.187
06-30-2016 60.721 66.286
03-31-2016 60.707 66.484
12-31-2015 64.384 67.473
09-30-2015 64.501 67.019
06-30-2015 65.286 67.62
03-31-2015 67.252 68.379
12-31-2014 78.137 67.933
09-30-2014 81.845 67.76
06-30-2014 83.569 68.348
03-31-2014 75.968 69.161
12-31-2013 70.78 70.01
09-30-2013 71.061 69.448
06-30-2013 73.124 70.111
03-31-2013 74.071 71.168
12-31-2012 78.737 70.289
09-30-2012 83.243 69.365
06-30-2012 84.328 69.7
03-31-2012 92.12 69.836
12-31-2011 112.897 71.203
09-30-2011 123.369 70.717
06-30-2011 148.796 71.672
03-31-2011 167.361 72.166
12-31-2010 194.127 72.798
09-30-2010 192.04 71.344
06-30-2010 198.659 71.672
03-31-2010 200.797 72.124
12-31-2009 253.24 72.899
09-30-2009 239.102 71.928
06-30-2009 220.147 72.628
03-31-2009 182.667 71.399
12-31-2008 176.923 70.933
09-30-2008 45.714 69.839
06-30-2008 64.501 70.152
03-31-2008 61.435 69.753
12-31-2007 59.454 68.047
09-30-2007 58.939 66.762
06-30-2007 58.091 66.933
03-31-2007 56.432 66.629
12-31-2006 60.76 66.288
09-30-2006 59.49 64.993
06-30-2006 59.57 65.249
03-31-2006 58.723 65.978
12-31-2005 62.963 67.153
09-30-2005 62.763 66.756
06-30-2005 62.785 67.031
03-31-2005 60.19 67.486
12-31-2004 68.473 69.184
09-30-2004 66.667 68.305
06-30-2004 65.937 68.807
03-31-2004 62.319 69.055
12-31-2003 64.887 69.41
09-30-2003 65.19 68.526
06-30-2003 65.238 68.452
03-31-2003 64.423 68.632
12-31-2002 62.529 67.534