Vitals
  • Total Assets
    104.0M -22.9 %
  • Total Deposits
    106.3M -18.4 %
  • Total Net Loans
    74.2M -20.6 %
  • Net Income
    -5450000.0000 -17,680.6 %
  • Book Value
    -3276000.0000 -177.0 %
  • Book Value x2
    -6552000.0000 -177.0 %
  • Book Value x3
    -9828000.0000 -177.0 %
ROAA

-20.322

ROAE

Efficiency Ratio

190.86

Net Interest Margin

2.754

Balance Sheet Highlights
Financial Highlights Heritage Bank Of North Florida All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 103,960 380,968
Total Net Loans 74,187 226,605
Total Deposits 106,348 317,693
Total Equity -3,276 38,457
Profitability
Net Income -5,450 460
Return on Average Assets -20.322 .417
Return on Average Equity — 4.046
Net Interest Margin 2.754 3.479
Efficiency Ratio 190.86 84.598
Noninterest Income/Revenue 4.348 13.955
Balance Sheet Ratios
Loan-to-Deposit 69.759 71.274
Securities/Assets .063 .201
Total Equity/Total Assets -.032 .101
Tangible Equity/Tangible Assets -.032 .098
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital -3,350 34,505
Tier 2 Capital — 3,028
Total Capital -3,350 37,595
Total Risk Weighted Assets 82,698 241,935
Leverage Ratio -3.12 9.552
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio -4.05 14.859
Total Capital Ratio -4.05 16.102

Timeline for Heritage Bank Of North Florida

Firstatlantic Bank

Heritage Bank Of North Florida was acquired by Firstatlantic Bank 11 years

View Profile Apr 20 2013

Heritage Bancshares, Inc.

Heritage Bancshares, Inc. became a new parent organization for Heritage Bank Of North Florida.

View Profile Nov 29 2000

Heritage Bank Of North Florida

Heritage Bank Of North Florida was established 38 years ago and is currently headquartered in Orange Park, FL.

May 23 1986
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Firstatlantic Bank Buyer 435,255 Failure 4/20/2013
Relationships Role Relationship Start Relationship End
Heritage Bancshares, Inc. Parent 11/29/2000 4/19/2013
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