Heritage Bank Of North Florida
Orange Park, FL — Non-member Bank
Acquired Apr 2013
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Heritage Bank Of North Florida | All Insured Commercial Banks in Florida |
Interest and Fees on Loans | 824 | 3,026 |
Income from Lease Financing Receivables | — | 0 |
— | 1 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 0 |
Income on Loans and Leases (TE) | 824 | 3,029 |
Investment Interest Income (TE) | 29 | 399 |
Total Interest Income (TE) | 858 | 3,520 |
Total Interest Expense | 153 | 455 |
Net Interest Income (TE) | 705 | 3,048 |
Non-Interest Income | 39 | 571 |
Adjusted Operating Income (TE) | 744 | 3,744 |
Non-interest Expense | 1,420 | 3,012 |
Provision for Loan & Lease Losses | 4,774 | 157 |
Pretax Operating Income (TE) | -5,450 | 562 |
Pretax Net Operating Income (TE) | -5,450 | 640 |
Applicable Income Taxes | — | 162 |
Net Operating Income | -5,450 | 460 |
Net Income | -5,450 | 460 |
Cash Dividends Declared | — | 13 |
Retained Earnings | -5,450 | 394 |