Efficiency Ratio Over Time
Efficiency Ratio Heritage Bank Of North Florida All Insured Commercial Banks in Florida
03-31-2013 190.86 84.598
12-31-2012 96.706 85.241
09-30-2012 94.221 85.637
06-30-2012 99.785 85.353
03-31-2012 90.948 86.454
12-31-2011 91.375 90.676
09-30-2011 85.694 88.743
06-30-2011 73.908 90.569
03-31-2011 41.388 93.024
12-31-2010 184.401 98.354
09-30-2010 165.787 95.931
06-30-2010 87.183 96.875
03-31-2010 92.834 96.665
12-31-2009 105.38 110.017
09-30-2009 116.115 109.217
06-30-2009 111.919 110.145
03-31-2009 74.314 106.117
12-31-2008 68.433 106.869
09-30-2008 56.538 99.7
06-30-2008 56.359 97.665
03-31-2008 58.079 96.573
12-31-2007 51.681 89.035
09-30-2007 50.342 83.443
06-30-2007 49.282 79.425
03-31-2007 49.052 76.61
12-31-2006 39.246 74.435
09-30-2006 38.197 70.062
06-30-2006 37.675 68.269
03-31-2006 36.029 68.681
12-31-2005 48.407 70.265
09-30-2005 51.802 70.33
06-30-2005 47.148 68.755
03-31-2005 45.772 69.25
12-31-2004 53.589 72.022
09-30-2004 53.828 70.445
06-30-2004 55.432 71.231
03-31-2004 58.643 71.697
12-31-2003 68.609 73.427
09-30-2003 71.701 72.963
06-30-2003 74.496 72.602
03-31-2003 80.303 73.441
12-31-2002 85.902 73.418