Vitals
  • Total Assets
    563.4M 14.0 %
  • Total Deposits
    453.4M 13.9 %
  • Total Net Loans
    331.4M 0.9 %
  • Net Income
    2.5M -26.6 %
  • Book Value
    38.1M 15.5 %
  • Book Value x2
    76.3M 15.5 %
  • Book Value x3
    114.4M 15.5 %
ROAA

.921

ROAE

13.767

Efficiency Ratio

65.24

Net Interest Margin

2.92

Balance Sheet Highlights
Financial Highlights Hagerstown Trust Company All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 563,424 374,610
Total Net Loans 331,447 303,250
Total Deposits 453,446 302,109
Total Equity 38,133 34,981
Profitability
Net Income 2,538 1,158
Return on Average Assets .921 .567
Return on Average Equity 13.767 5.966
Net Interest Margin 2.92 3.535
Efficiency Ratio 65.24 87.493
Noninterest Income/Revenue 20.827 18.615
Balance Sheet Ratios
Loan-to-Deposit 73.095 92.577
Securities/Assets .256 .23
Total Equity/Total Assets .068 .093
Tangible Equity/Tangible Assets .067 .005
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 36,802 32,850
Tier 2 Capital 3,144 4,034
Total Capital 39,946 36,556
Total Risk Weighted Assets 353,573 293,409
Leverage Ratio 6.55 9.741
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.41 12.538
Total Capital Ratio 11.3 13.761

Timeline for Hagerstown Trust Company

The Columbia Bank

Hagerstown Trust Company was acquired by The Columbia Bank 14 years

View Profile Sep 12 2009

Hagerstown Lpc, Inc.

Hagerstown Lpc, Inc. became a new subsidiary organization for Hagerstown Trust Company.

View Profile Jun 27 2005

Maryland Title Center, Llc

Maryland Title Center, Llc became a new subsidiary organization for Hagerstown Trust Company.

View Profile Feb 10 1998

Mid-Atlantic Management Corporation

Mid-Atlantic Management Corporation became a new subsidiary organization for Hagerstown Trust Company.

View Profile Sep 01 1995

Htc Management, Inc

Htc Management, Inc became a new subsidiary organization for Hagerstown Trust Company.

View Profile Aug 18 1994

Want to see more?

Complete timeline for Hagerstown Trust Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Columbia Bank Buyer 2,285,265 Pooling of Interests Discontinued 9/12/2009
Boonsboro Bank Of Boonsboro, Maryland Seller 13,546 Discontinued 4/24/1980
Relationships Role Relationship Start Relationship End
Fulton Financial Corporation Parent 7/30/1994 9/11/2009
Mid-Atlantic Bankcorp Parent 4/26/1985 7/29/1994
Mid-Atlantic Management Corporation Subsidary 9/1/1995 9/11/2009
Hagerstown Lpc, Inc. Subsidary 6/27/2005 9/11/2009
Maryland Title Center, Llc Subsidary 2/10/1998 9/1/2001
Htc Management, Inc Subsidary 8/18/1994 8/31/1995
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