Vitals
  • Total Assets
    478.0M -4.1 %
  • Total Deposits
    403.6M 1.2 %
  • Total Net Loans
    368.8M -11.3 %
  • Net Income
    -11692000.0000 -15,089.7 %
  • Book Value
    39.3M -7.0 %
  • Book Value x2
    78.6M -7.0 %
  • Book Value x3
    118.0M -7.0 %
ROAA

-9.855

ROAE

-114.815

Efficiency Ratio

56.628

Net Interest Margin

3.488

Balance Sheet Highlights
Financial Highlights Georgia Bank & Trust All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 478,032 232,450
Total Net Loans 368,822 157,333
Total Deposits 403,626 197,460
Total Equity 39,323 19,316
Profitability
Net Income -11,692 -176
Return on Average Assets -9.855 -.248
Return on Average Equity -114.815 -4.985
Net Interest Margin 3.488 3.366
Efficiency Ratio 56.628 88.401
Noninterest Income/Revenue 10.795 10.681
Balance Sheet Ratios
Loan-to-Deposit 91.377 76.294
Securities/Assets .071 .192
Total Equity/Total Assets .082 .083
Tangible Equity/Tangible Assets .082 -1.445
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 38,410 18,260
Tier 2 Capital 4,846 2,143
Total Capital 43,256 20,389
Total Risk Weighted Assets 377,071 167,998
Leverage Ratio 8.09 8.807
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.19 12.606
Total Capital Ratio 11.47 13.849

Timeline for Georgia Bank & Trust

Synovus Bank

Georgia Bank & Trust was acquired by Synovus Bank 13 years

View Profile Jun 01 2010

Synovus Financial Corp.

Synovus Financial Corp. became a new parent organization for Georgia Bank & Trust.

View Profile Dec 18 1998

Georgia Bank & Trust

Georgia Bank & Trust was established 36 years ago and is currently headquartered in Calhoun, GA.

Feb 15 1988
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Synovus Bank Buyer 29,492,165 Pooling of Interests Discontinued 6/1/2010
Relationships Role Relationship Start Relationship End
Synovus Financial Corp. Parent 12/18/1998 5/31/2010
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