Georgia Bank & Trust
Calhoun, GA — Domestic Branch of a Domestic Bank
Acquired Jun 2010
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Georgia Bank & Trust | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 5,131 | 2,352 |
Income from Lease Financing Receivables | — | — |
1 | 544 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 12 |
Income on Loans and Leases (TE) | 5,131 | 2,355 |
Investment Interest Income (TE) | 426 | 315 |
Total Interest Income (TE) | 5,644 | 2,603 |
Total Interest Expense | 1,642 | 983 |
Net Interest Income (TE) | 4,002 | 1,616 |
Non-Interest Income | 683 | 311 |
Adjusted Operating Income (TE) | 4,685 | 1,987 |
Non-interest Expense | 2,653 | 1,634 |
Provision for Loan & Lease Losses | 7,763 | 5,452 |
Pretax Operating Income (TE) | -5,731 | -222 |
Pretax Net Operating Income (TE) | -5,731 | -188 |
Applicable Income Taxes | 5,961 | 372 |
Net Operating Income | -11,692 | -196 |
Net Income | -11,692 | -176 |
Cash Dividends Declared | — | 382 |
Retained Earnings | -11,692 | -218 |