Vitals
  • Total Assets
    233.0M 2.1 %
  • Total Deposits
    204.8M 4.1 %
  • Total Net Loans
    145.0M 3.8 %
  • Net Income
    2.8M 3.2 %
  • Book Value
    21.9M 0.2 %
  • Book Value x2
    43.7M 0.2 %
  • Book Value x3
    65.6M 0.2 %
ROAA

1.199

ROAE

12.416

Efficiency Ratio

70.048

Net Interest Margin

3.709

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 232,960 290,894
Total Net Loans 144,999 191,278
Total Deposits 204,793 246,407
Total Equity 21,872 31,125
Profitability
Net Income 2,772 2,670
Return on Average Assets 1.199 .919
Return on Average Equity 12.416 8.247
Net Interest Margin 3.709 3.499
Efficiency Ratio 70.048 67.9
Noninterest Income/Revenue 23.389 16.598
Balance Sheet Ratios
Loan-to-Deposit 70.803 72.669
Securities/Assets .21 .191
Total Equity/Total Assets .094 .107
Tangible Equity/Tangible Assets .086 .103
Capital Adequacy
Tier 1 Common Capital 20,466 29,670
Tier 1 Capital 20,466 29,720
Tier 2 Capital 833 2,112
Total Capital 21,299 31,905
Total Risk Weighted Assets 162,622 212,461
Leverage Ratio 8.84 10.62
Common Equity Tier 1 Capital Ratio 12.59 16.313
Tier 1 Capital Ratio 12.59 16.329
Total Capital Ratio 13.1 17.341

Timeline for First State Bank

First State Bank

Acquisition: First State Bank acquired a new subsidiary, First State Bank, 20 years

View Profile Jan 21 2004

The State Bank Of Hammond

Acquisition: First State Bank acquired a new subsidiary, The State Bank Of Hammond, 22 years

View Profile Jan 23 2002

First State Bancorp Of Monticello, Inc.

First State Bancorp Of Monticello, Inc. became a new parent organization for First State Bank.

View Profile May 22 1984

First State Bank

First State Bank was established 78 years ago and is currently headquartered in Monticello, IL.

Nov 10 1945
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First State Bank Seller 31,581 Pooling of Interests Discontinued 1/21/2004
The State Bank Of Hammond Seller 14,545 Pooling of Interests Discontinued 1/23/2002
Relationships Role Relationship Start Relationship End
First State Bancorp Of Monticello, Inc. Parent 5/22/1984
Similar Organizations
Organization City State Total Assets
Alamosa State Bank
 		Alamosa CO 236.0M
The Shelby State Bank
 		Shelby MI 236.0M
First Independence Bank
 		Detroit MI 236.1M
Exchange Bank
 		Milledgeville GA 236.8M
Community State Bank Of Missouri
 		Bowling Green MO 231.5M
State Bank & Trust
 		Winfield AL 230.8M
Farmers State Bank Of Calhan
 		Calhan CO 237.9M
Village Bank
 		Saint Francis MN 229.7M
Peoples Savings Bank
 		Indianola IA 235.1M
Peoples Savings Bank Of Rhineland
 		Rhineland MO 226.8M