First State Bank
Monticello, IL — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | First State Bank | All Insured Commercial Banks in Illinois |
| 12-31-2016 | 3.709 | 3.499 |
| 09-30-2016 | 3.681 | 3.502 |
| 06-30-2016 | 3.627 | 3.495 |
| 03-31-2016 | 3.57 | 3.487 |
| 12-31-2015 | 3.76 | 3.487 |
| 09-30-2015 | 3.635 | 3.478 |
| 06-30-2015 | 3.587 | 3.453 |
| 03-31-2015 | 3.655 | 3.418 |
| 12-31-2014 | 4.11 | 3.485 |
| 09-30-2014 | 4.218 | 3.46 |
| 06-30-2014 | 4.604 | 3.443 |
| 03-31-2014 | 4.438 | 3.416 |
| 12-31-2013 | 3.469 | 3.428 |
| 09-30-2013 | 3.537 | 3.4 |
| 06-30-2013 | 3.674 | 3.374 |
| 03-31-2013 | 4.061 | 3.361 |
| 12-31-2012 | 3.752 | 3.573 |
| 09-30-2012 | 3.832 | 3.585 |
| 06-30-2012 | 3.89 | 3.59 |
| 03-31-2012 | 4.075 | 3.604 |
| 12-31-2011 | 4.084 | 3.692 |
| 09-30-2011 | 4.131 | 3.686 |
| 06-30-2011 | 4.086 | 3.652 |
| 03-31-2011 | 4.039 | 3.614 |
| 12-31-2010 | 4.142 | 3.707 |
| 09-30-2010 | 4.209 | 3.712 |
| 06-30-2010 | 4.187 | 3.694 |
| 03-31-2010 | 4.161 | 3.664 |
| 12-31-2009 | 3.961 | 3.579 |
| 09-30-2009 | 3.836 | 3.56 |
| 06-30-2009 | 3.728 | 3.538 |
| 03-31-2009 | 3.691 | 3.54 |
| 12-31-2008 | 3.749 | 3.56 |
| 09-30-2008 | 3.742 | 3.558 |
| 06-30-2008 | 3.656 | 3.533 |
| 03-31-2008 | 3.503 | 3.519 |
| 12-31-2007 | 3.462 | 3.667 |
| 09-30-2007 | 3.485 | 3.677 |
| 06-30-2007 | 3.471 | 3.662 |
| 03-31-2007 | 3.556 | 3.626 |
| 12-31-2006 | 3.628 | 3.765 |
| 09-30-2006 | 3.646 | 3.793 |
| 06-30-2006 | 3.627 | 3.805 |
| 03-31-2006 | 3.639 | 3.781 |
| 12-31-2005 | 3.564 | 3.876 |
| 09-30-2005 | 3.523 | 3.884 |
| 06-30-2005 | 3.516 | 3.873 |
| 03-31-2005 | 3.544 | 3.831 |
| 12-31-2004 | 3.424 | 3.852 |
| 09-30-2004 | 3.37 | 3.831 |
| 06-30-2004 | 3.341 | 3.815 |
| 03-31-2004 | 3.419 | 3.814 |
| 12-31-2003 | 3.15 | 3.819 |
| 09-30-2003 | 3.149 | 3.828 |
| 06-30-2003 | 3.182 | 3.842 |
| 03-31-2003 | 3.245 | 3.863 |
| 12-31-2002 | 3.593 | 3.995 |