First State Bank
Monticello, IL — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First State Bank | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 6,285 | 8,415 |
Income from Lease Financing Receivables | — | 4 |
5 | 41 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 3 | 20 |
Income on Loans and Leases (TE) | 6,288 | 8,470 |
Investment Interest Income (TE) | 1,250 | 1,438 |
Total Interest Income (TE) | 7,645 | 10,200 |
Total Interest Expense | 227 | 1,041 |
Net Interest Income (TE) | 7,418 | 9,113 |
Non-Interest Income | 2,334 | 2,030 |
Adjusted Operating Income (TE) | 9,752 | 11,316 |
Non-interest Expense | 6,831 | 7,442 |
Provision for Loan & Lease Losses | 180 | 307 |
Pretax Operating Income (TE) | 2,741 | 3,453 |
Pretax Net Operating Income (TE) | 2,872 | 3,554 |
Applicable Income Taxes | — | 569 |
Net Operating Income | 2,772 | 2,671 |
Net Income | 2,772 | 2,670 |
Cash Dividends Declared | 2,425 | 1,225 |
Retained Earnings | 347 | 1,214 |