Vitals
  • Total Assets
    31.6M -14.0 %
  • Total Deposits
    26.6M -9.6 %
  • Total Net Loans
    21.6M -0.8 %
  • Net Income
  • Book Value
    2.5M -4.4 %
  • Book Value x2
    5.0M -4.4 %
  • Book Value x3
    7.5M -4.4 %
ROAA

ROAE

Efficiency Ratio

99.845

Net Interest Margin

3.355

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 31,581 157,108
Total Net Loans 21,577 99,804
Total Deposits 26,630 131,986
Total Equity 2,494 14,743
Profitability
Net Income — 3,058
Return on Average Assets — 1.141
Return on Average Equity — 11.708
Net Interest Margin 3.355 3.819
Efficiency Ratio 99.845 63.697
Noninterest Income/Revenue 12.786 13.625
Balance Sheet Ratios
Loan-to-Deposit 81.025 70.467
Securities/Assets .163 1.59
Total Equity/Total Assets .079 .094
Tangible Equity/Tangible Assets .079 -.026
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 2,443 13,764
Tier 2 Capital 150 1,262
Total Capital 2,593 15,134
Total Risk Weighted Assets 21,379 109,851
Leverage Ratio 7.55 9.49
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.43 14.924
Total Capital Ratio 12.13 16.053

Timeline for First State Bank

First State Bank

First State Bank was acquired by First State Bank 20 years

View Profile Jan 21 2004

First State Bancorp Of Monticello, Inc.

First State Bancorp Of Monticello, Inc. became a new parent organization for First State Bank.

View Profile Mar 29 1991

First State Bank

First State Bank was established 105 years ago and is currently headquartered in Atwood, IL.

Jan 01 1919
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First State Bank Buyer 234,273 Pooling of Interests Discontinued 1/21/2004
Relationships Role Relationship Start Relationship End
First State Bancorp Of Monticello, Inc. Parent 3/29/1991 1/20/2004
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