Vitals
  • Total Assets
    33.5M 0.3 %
  • Total Deposits
    29.8M -0.5 %
  • Total Net Loans
    27.1M 15.0 %
  • Net Income
    186000.0000 50.0 %
  • Book Value
    3.1M 6.0 %
  • Book Value x2
    6.3M 6.0 %
  • Book Value x3
    9.4M 6.0 %
ROAA

.561

ROAE

6.077

Efficiency Ratio

83.055

Net Interest Margin

5.193

Balance Sheet Highlights
Financial Highlights Peoples Bank And Trust Company Of Clinton County All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 33,501 275,102
Total Net Loans 27,052 177,820
Total Deposits 29,841 227,063
Total Equity 3,139 30,287
Profitability
Net Income 186 2,592
Return on Average Assets .561 .944
Return on Average Equity 6.077 8.074
Net Interest Margin 5.193 3.847
Efficiency Ratio 83.055 70.925
Noninterest Income/Revenue 14.1 17.219
Balance Sheet Ratios
Loan-to-Deposit 90.654 76.952
Securities/Assets .04 .219
Total Equity/Total Assets .094 .11
Tangible Equity/Tangible Assets .094 .107
Capital Adequacy
Tier 1 Common Capital 3,153 29,354
Tier 1 Capital 3,153 29,354
Tier 2 Capital 242 2,092
Total Capital 3,395 31,454
Total Risk Weighted Assets 24,942 190,479
Leverage Ratio 9.48 11.285
Common Equity Tier 1 Capital Ratio 12.64 17.115
Tier 1 Capital Ratio 12.64 17.115
Total Capital Ratio 13.61 18.174

Timeline for Peoples Bank And Trust Company Of Clinton County

Upper Cumberland Bancshares, Inc.

Upper Cumberland Bancshares, Inc. became a new parent organization for Peoples Bank And Trust Company Of Clinton County.

View Profile Mar 21 2006

Peoples Bank And Trust Company Of Clinton County

Peoples Bank And Trust Company Of Clinton County was established 18 years ago and is currently headquartered in Albany, KY.

Mar 20 2006
Relationships Role Relationship Start Relationship End
Upper Cumberland Bancshares, Inc. Parent 3/21/2006
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