Vitals
  • Total Assets
    31.5M -5.5 %
  • Total Deposits
    27.1M -5.4 %
  • Total Net Loans
    18.6M -8.1 %
  • Net Income
    -264000.0000 -1,100.0 %
  • Book Value
    4.3M -6.3 %
  • Book Value x2
    8.6M -6.3 %
  • Book Value x3
    12.9M -6.3 %
ROAA

-1.104

ROAE

-7.864

Efficiency Ratio

127.878

Net Interest Margin

3.782

Balance Sheet Highlights
Financial Highlights Citizens Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 31,481 247,607
Total Net Loans 18,627 156,011
Total Deposits 27,093 212,199
Total Equity 4,309 27,648
Profitability
Net Income -264 2,180
Return on Average Assets -1.104 1.008
Return on Average Equity -7.864 9.016
Net Interest Margin 3.782 4.028
Efficiency Ratio 127.878 71.784
Noninterest Income/Revenue 10.813 19.036
Balance Sheet Ratios
Loan-to-Deposit 68.752 72.795
Securities/Assets .263 .165
Total Equity/Total Assets .137 .112
Tangible Equity/Tangible Assets .137 .11
Capital Adequacy
Tier 1 Common Capital 4,309 25,721
Tier 1 Capital 4,309 25,796
Tier 2 Capital 238 1,898
Total Capital 4,547 27,748
Total Risk Weighted Assets 18,959 168,792
Leverage Ratio 13.61 10.74
Common Equity Tier 1 Capital Ratio 22.73 16.222
Tier 1 Capital Ratio 22.73 16.316
Total Capital Ratio 23.98 17.473

Timeline for Citizens Bank

First National Bank Of Decatur County

Citizens Bank was acquired by First National Bank Of Decatur County 7 years

View Profile Oct 15 2016

Citizens Bank

Citizens Bank was established 120 years ago and is currently headquartered in Cairo, GA.

Jan 01 1904
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank Of Decatur County Buyer 114,482 Acquisition Discontinued 10/15/2016
Relationships Role Relationship Start Relationship End
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