Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Illinois
12-31-2016 70.048 67.9
09-30-2016 69.017 67.646
06-30-2016 70.526 68.093
03-31-2016 74.594 69.015
12-31-2015 69.123 69.227
09-30-2015 70.603 68.548
06-30-2015 70.511 68.972
03-31-2015 68.562 69.878
12-31-2014 64.476 69.969
09-30-2014 63.963 69.35
06-30-2014 60.598 70.075
03-31-2014 63.725 70.96
12-31-2013 68.217 70.63
09-30-2013 66.811 70.13
06-30-2013 65.434 70.351
03-31-2013 59.532 71.443
12-31-2012 65.908 70.063
09-30-2012 64.632 68.769
06-30-2012 63.388 68.792
03-31-2012 59.932 68.884
12-31-2011 61.294 69.941
09-30-2011 62.306 68.923
06-30-2011 65.772 69.854
03-31-2011 68.602 70.062
12-31-2010 64.879 70.567
09-30-2010 64.272 69.213
06-30-2010 65.639 69.682
03-31-2010 65.916 71.112
12-31-2009 67.064 73.38
09-30-2009 67.918 71.202
06-30-2009 66.728 72.036
03-31-2009 63.701 69.904
12-31-2008 64.236 69.748
09-30-2008 63.468 68.193
06-30-2008 64.096 68.561
03-31-2008 65.322 69.396
12-31-2007 63.536 68.284
09-30-2007 62.198 67.285
06-30-2007 61.622 67.545
03-31-2007 61.741 68.287
12-31-2006 55.671 66.265
09-30-2006 53.214 65.369
06-30-2006 52.381 65.236
03-31-2006 51.187 65.409
12-31-2005 54.361 64.049
09-30-2005 54.375 63.135
06-30-2005 53.939 63.051
03-31-2005 53.873 63.149
12-31-2004 56.074 63.383
09-30-2004 56.263 62.952
06-30-2004 56.332 63.147
03-31-2004 57.047 63.481
12-31-2003 53.054 63.697
09-30-2003 51.605 62.506
06-30-2003 50.471 62.464
03-31-2003 50.845 62.651
12-31-2002 51.101 62.349