Vitals
  • Total Assets
    221.4M 8.6 %
  • Total Deposits
    192.2M 9.8 %
  • Total Net Loans
    104.2M 18.7 %
  • Net Income
    2.5M 19.7 %
  • Book Value
    20.7M -2.4 %
  • Book Value x2
    41.4M -2.4 %
  • Book Value x3
    62.2M -2.4 %
ROAA

1.154

ROAE

11.092

Efficiency Ratio

59.286

Net Interest Margin

3.395

Balance Sheet Highlights
Financial Highlights Peoples Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 221,353 198,346
Total Net Loans 104,156 133,864
Total Deposits 192,219 165,124
Total Equity 20,724 22,060
Profitability
Net Income 2,508 2,310
Return on Average Assets 1.154 1.15
Return on Average Equity 11.092 9.92
Net Interest Margin 3.395 3.587
Efficiency Ratio 59.286 60.34
Noninterest Income/Revenue 16.797 13.494
Balance Sheet Ratios
Loan-to-Deposit 54.186 77.091
Securities/Assets .434 .197
Total Equity/Total Assets .094 .111
Tangible Equity/Tangible Assets .08 .107
Capital Adequacy
Tier 1 Common Capital 20,281 21,135
Tier 1 Capital 20,281 21,140
Tier 2 Capital 1,469 1,625
Total Capital 21,750 22,777
Total Risk Weighted Assets 134,299 151,308
Leverage Ratio 9.12 10.944
Common Equity Tier 1 Capital Ratio 15.1 15.631
Tier 1 Capital Ratio 15.1 15.631
Total Capital Ratio 16.2 16.675

Timeline for Peoples Savings Bank

Pleasantville State Bank

Acquisition: Peoples Savings Bank acquired a new subsidiary, Pleasantville State Bank, 9 years

View Profile Oct 04 2014

Peoples Mortgage Company, Llc

Peoples Mortgage Company, Llc became a new subsidiary organization for Peoples Savings Bank.

View Profile May 06 2003

Peoples Savings Bank

Peoples Savings Bank was established 25 years ago and is currently headquartered in Indianola, IA.

Nov 20 1998

Central South Bancorporation, Inc.

Central South Bancorporation, Inc. became a new parent organization for Peoples Savings Bank.

View Profile Nov 20 1998
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Pleasantville State Bank Seller 38,746 Acquisition Discontinued 10/4/2014
Relationships Role Relationship Start Relationship End
Central South Bancorporation, Inc. Parent 11/20/1998
Peoples Mortgage Company, Llc Subsidary 5/6/2003 7/1/2009
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