Vitals
  • Total Assets
    1.0B 2.4 %
  • Total Deposits
    913.1M 3.1 %
  • Total Net Loans
    524.5M 14.7 %
  • Net Income
    12.6M 14.7 %
  • Book Value
    90.9M -4.8 %
  • Book Value x2
    181.8M -4.8 %
  • Book Value x3
    272.8M -4.8 %
ROAA

1.259

ROAE

13.03

Efficiency Ratio

66.226

Net Interest Margin

3.703

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 1,013,567 358,087
Total Net Loans 524,481 213,533
Total Deposits 913,075 308,027
Total Equity 90,923 38,740
Profitability
Net Income 12,645 3,845
Return on Average Assets 1.259 1.025
Return on Average Equity 13.03 9.415
Net Interest Margin 3.703 3.773
Efficiency Ratio 66.226 66.762
Noninterest Income/Revenue 21.342 16.375
Balance Sheet Ratios
Loan-to-Deposit 57.441 65.494
Securities/Assets .371 .214
Total Equity/Total Assets .09 .108
Tangible Equity/Tangible Assets .076 .104
Capital Adequacy
Tier 1 Common Capital 91,612 37,278
Tier 1 Capital 91,612 37,303
Tier 2 Capital 6,193 2,526
Total Capital 97,805 39,866
Total Risk Weighted Assets 601,075 237,367
Leverage Ratio 9.14 10.563
Common Equity Tier 1 Capital Ratio 15.24 18.073
Tier 1 Capital Ratio 15.24 18.097
Total Capital Ratio 16.27 19.169

Timeline for First State Bank

North Texas Bank, National Association

Acquisition: First State Bank acquired a new subsidiary, North Texas Bank, National Association, 9 years

View Profile Jan 31 2015

Saint Jo Branch

Acquisition: First State Bank acquired a new subsidiary, Saint Jo Branch , 16 years

View Profile Apr 25 2008

First State Bank Insurance Agency, Inc.

First State Bank Insurance Agency, Inc. became a new subsidiary organization for First State Bank.

View Profile Dec 16 2003

North Texas Bank And Trust

Acquisition: First State Bank acquired a new subsidiary, North Texas Bank And Trust, 27 years

View Profile Jul 01 1996

First State Bancorp, Inc.

First State Bancorp, Inc. became a new parent organization for First State Bank.

View Profile Feb 27 1991

Want to see more?

Complete timeline for First State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
North Texas Bank, National Association Seller 185,624 Pooling of Interests Discontinued 1/31/2015
Saint Jo Branch Seller Acquisition Charter Retained 4/25/2008
North Texas Bank And Trust Seller 47,788 Acquisition Discontinued 7/1/1996
Relationships Role Relationship Start Relationship End
Red River Bancorp, Inc. Parent 11/15/2008
First State Bancorp, Inc. Parent 2/27/1991 11/14/2008
Red River Bancorp, Inc. Parent 9/12/1985 2/26/1991
First State Bank Insurance Agency, Inc. Subsidary 6/30/2007
First State Bank Insurance Agency, Inc. Subsidary 12/16/2003 6/29/2007
Gainesville Land Company Subsidary 10/26/1988 12/15/1994
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