Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Texas
12-31-2016 66.226 66.762
09-30-2016 65.746 66.187
06-30-2016 65.607 66.286
03-31-2016 66.014 66.484
12-31-2015 68.573 67.473
09-30-2015 68.245 67.019
06-30-2015 69.857 67.62
03-31-2015 68.902 68.379
12-31-2014 70.15 67.933
09-30-2014 69.174 67.76
06-30-2014 68.511 68.348
03-31-2014 68.369 69.161
12-31-2013 69.718 70.01
09-30-2013 69.418 69.448
06-30-2013 69.696 70.111
03-31-2013 70.15 71.168
12-31-2012 68.293 70.289
09-30-2012 65.589 69.365
06-30-2012 65.257 69.7
03-31-2012 65.697 69.836
12-31-2011 67.037 71.203
09-30-2011 66.002 70.717
06-30-2011 65.597 71.672
03-31-2011 67.226 72.166
12-31-2010 65.006 72.798
09-30-2010 63.13 71.344
06-30-2010 63.124 71.672
03-31-2010 63.12 72.124
12-31-2009 64.311 72.899
09-30-2009 66.24 71.928
06-30-2009 66.061 72.628
03-31-2009 62.841 71.399
12-31-2008 67.221 70.933
09-30-2008 67.029 69.839
06-30-2008 68.323 70.152
03-31-2008 69.341 69.753
12-31-2007 67.056 68.047
09-30-2007 65.961 66.762
06-30-2007 67.395 66.933
03-31-2007 69.329 66.629
12-31-2006 69.701 66.288
09-30-2006 69.194 64.993
06-30-2006 70.432 65.249
03-31-2006 69.975 65.978
12-31-2005 74.748 67.153
09-30-2005 74.475 66.756
06-30-2005 75.679 67.031
03-31-2005 76.307 67.486
12-31-2004 76.291 69.184
09-30-2004 74.548 68.305
06-30-2004 74.48 68.807
03-31-2004 72.368 69.055
12-31-2003 74.482 69.41
09-30-2003 73.961 68.526
06-30-2003 73.031 68.452
03-31-2003 71.719 68.632
12-31-2002 63.463 67.534