First State Bank
Gainesville, TX — State Member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First State Bank | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 26,252 | 10,872 |
Income from Lease Financing Receivables | — | 2 |
574 | 44 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 309 | 22 |
Income on Loans and Leases (TE) | 26,561 | 10,941 |
Investment Interest Income (TE) | 9,465 | 2,007 |
Total Interest Income (TE) | 36,270 | 13,476 |
Total Interest Expense | 1,650 | 1,063 |
Net Interest Income (TE) | 34,620 | 12,338 |
Non-Interest Income | 9,841 | 2,639 |
Adjusted Operating Income (TE) | 44,461 | 15,335 |
Non-interest Expense | 29,445 | 9,693 |
Provision for Loan & Lease Losses | 900 | 524 |
Pretax Operating Income (TE) | 14,116 | 4,819 |
Pretax Net Operating Income (TE) | 14,554 | 4,946 |
Applicable Income Taxes | — | 576 |
Net Operating Income | 12,645 | 3,858 |
Net Income | 12,645 | 3,845 |
Cash Dividends Declared | 10,100 | 1,701 |
Retained Earnings | 2,545 | 1,997 |