Vitals
  • Total Assets
    978.1M 3.2 %
  • Total Deposits
    769.9M 21.4 %
  • Total Net Loans
    836.1M 0.1 %
  • Net Income
    8.1M -0.8 %
  • Book Value
    85.2M 2.1 %
  • Book Value x2
    170.4M 2.1 %
  • Book Value x3
    255.5M 2.1 %
ROAA

.871

ROAE

9.509

Efficiency Ratio

61.787

Net Interest Margin

3.806

Balance Sheet Highlights
Financial Highlights Silvergate Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 978,086 1,346,313
Total Net Loans 836,122 907,793
Total Deposits 769,895 1,084,972
Total Equity 85,180 169,778
Profitability
Net Income 8,074 12,577
Return on Average Assets .871 .955
Return on Average Equity 9.509 8.072
Net Interest Margin 3.806 3.784
Efficiency Ratio 61.787 64.937
Noninterest Income/Revenue 7.487 13.682
Balance Sheet Ratios
Loan-to-Deposit 108.602 83.983
Securities/Assets .091 .141
Total Equity/Total Assets .087 .126
Tangible Equity/Tangible Assets .087 .113
Capital Adequacy
Tier 1 Common Capital 85,996 147,337
Tier 1 Capital 85,996 147,552
Tier 2 Capital 8,224 11,893
Total Capital 94,220 160,236
Total Risk Weighted Assets 658,280 1,009,488
Leverage Ratio 9.03 11.256
Common Equity Tier 1 Capital Ratio 13.06 14.697
Tier 1 Capital Ratio 13.06 14.792
Total Capital Ratio 14.31 16.005

Timeline for Silvergate Bank

Silvergate Funding, Inc.

Silvergate Funding, Inc. became a new subsidiary organization for Silvergate Bank.

View Profile Jul 30 2012

Silvergate Capital Corporation

Silvergate Capital Corporation became a new parent organization for Silvergate Bank.

View Profile Feb 28 2009

Humboldt Bank

Acquisition: Silvergate Bank acquired a new subsidiary, Humboldt Bank, 21 years

View Profile Jan 02 2003

Silvergate Bank

Silvergate Bank was established 35 years ago and is currently headquartered in La Jolla, CA.

Aug 26 1988
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Humboldt Bank Seller 1,459,591 Sale of Assets 1/2/2003
Relationships Role Relationship Start Relationship End
Silvergate Capital Corporation Parent 2/28/2009
Silvergate Funding, Inc. Subsidary 7/30/2012 6/3/2015
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