Vitals
  • Total Assets
    97.6M 0.5 %
  • Total Deposits
    80.6M 0.9 %
  • Total Net Loans
    32.7M 0.7 %
  • Net Income
    891000.0000 11.2 %
  • Book Value
    15.4M -1.6 %
  • Book Value x2
    30.8M -1.6 %
  • Book Value x3
    46.2M -1.6 %
ROAA

.897

ROAE

5.554

Efficiency Ratio

68.246

Net Interest Margin

3.942

Balance Sheet Highlights
Financial Highlights First State Bank Of The South, Inc. All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 97,588 266,812
Total Net Loans 32,659 157,006
Total Deposits 80,572 227,200
Total Equity 15,387 30,855
Profitability
Net Income 891 2,603
Return on Average Assets .897 .91
Return on Average Equity 5.554 7.525
Net Interest Margin 3.942 3.872
Efficiency Ratio 68.246 69.238
Noninterest Income/Revenue 19.363 15.218
Balance Sheet Ratios
Loan-to-Deposit 40.534 65.031
Securities/Assets .51 .23
Total Equity/Total Assets .158 .116
Tangible Equity/Tangible Assets .158 .114
Capital Adequacy
Tier 1 Common Capital 15,503 30,655
Tier 1 Capital 15,503 30,655
Tier 2 Capital 279 1,864
Total Capital 15,782 32,526
Total Risk Weighted Assets 58,959 184,216
Leverage Ratio 15.7 11.829
Common Equity Tier 1 Capital Ratio 26.29 18.757
Tier 1 Capital Ratio 26.29 18.762
Total Capital Ratio 26.77 19.824

Timeline for First State Bank Of The South, Inc.

First State Holding Corp.

First State Holding Corp. became a new parent organization for First State Bank Of The South, Inc..

View Profile Dec 30 1985

First State Bank Of The South, Inc.

First State Bank Of The South, Inc. was established 51 years ago and is currently headquartered in Sulligent, AL.

Apr 20 1973
Relationships Role Relationship Start Relationship End
First State Holding Corp. Parent 12/30/1985
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