Vitals
  • Total Assets
    95.9M -1.7 %
  • Total Deposits
    82.7M -4.0 %
  • Total Net Loans
    41.3M -0.1 %
  • Net Income
    430000.0000 218.5 %
  • Book Value
    11.0M -0.1 %
  • Book Value x2
    22.0M -0.1 %
  • Book Value x3
    33.0M -0.1 %
ROAA

.429

ROAE

3.755

Efficiency Ratio

86.617

Net Interest Margin

3.184

Balance Sheet Highlights
Financial Highlights Kalamazoo County State Bank All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 95,935 330,697
Total Net Loans 41,344 227,599
Total Deposits 82,686 278,247
Total Equity 11,007 33,935
Profitability
Net Income 430 3,589
Return on Average Assets .429 .954
Return on Average Equity 3.755 8.772
Net Interest Margin 3.184 3.821
Efficiency Ratio 86.617 71.925
Noninterest Income/Revenue 12.04 24.061
Balance Sheet Ratios
Loan-to-Deposit 50.001 76.845
Securities/Assets .483 .16
Total Equity/Total Assets .115 .103
Tangible Equity/Tangible Assets .115 .098
Capital Adequacy
Tier 1 Common Capital 11,305 32,553
Tier 1 Capital 11,305 32,664
Tier 2 Capital 291 2,479
Total Capital 11,596 35,133
Total Risk Weighted Assets 50,987 242,208
Leverage Ratio 11.1 10.341
Common Equity Tier 1 Capital Ratio 22.17 15.339
Tier 1 Capital Ratio 22.17 15.393
Total Capital Ratio 22.74 16.423

Timeline for Kalamazoo County State Bank

Kalamazoo County State Bank

Kalamazoo County State Bank was established 116 years ago and is currently headquartered in Schoolcraft, MI.

Jan 01 1908
Relationships Role Relationship Start Relationship End
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