Vitals
  • Total Assets
    475.7M 3.3 %
  • Total Deposits
    396.3M 3.7 %
  • Total Net Loans
    252.5M -0.6 %
  • Net Income
    6.4M 0.7 %
  • Book Value
    55.4M 1.1 %
  • Book Value x2
    110.8M 1.1 %
  • Book Value x3
    166.3M 1.1 %
ROAA

1.378

ROAE

11.219

Efficiency Ratio

68.411

Net Interest Margin

3.773

Balance Sheet Highlights
Financial Highlights First South Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 475,676 350,717
Total Net Loans 252,465 240,957
Total Deposits 396,299 296,573
Total Equity 55,422 37,152
Profitability
Net Income 6,350 3,593
Return on Average Assets 1.378 .956
Return on Average Equity 11.219 8.82
Net Interest Margin 3.773 4.036
Efficiency Ratio 68.411 69.386
Noninterest Income/Revenue 29.841 17.129
Balance Sheet Ratios
Loan-to-Deposit 63.706 77.925
Securities/Assets .349 .166
Total Equity/Total Assets .117 .106
Tangible Equity/Tangible Assets .095 .103
Capital Adequacy
Tier 1 Common Capital 47,188 35,983
Tier 1 Capital 47,188 36,157
Tier 2 Capital 2,434 2,649
Total Capital 49,622 38,803
Total Risk Weighted Assets 306,458 253,332
Leverage Ratio 10.1 10.564
Common Equity Tier 1 Capital Ratio 15.4 15.215
Tier 1 Capital Ratio 15.4 15.278
Total Capital Ratio 16.19 16.362

Timeline for First South Bank

Venture Holding Company, Llc

Venture Holding Company, Llc became a new subsidiary organization for First South Bank.

View Profile Oct 01 2012

Fsb Insurance

Fsb Insurance became a new subsidiary organization for First South Bank.

View Profile May 06 1997

Hardeman County Investment Company, Inc.

Hardeman County Investment Company, Inc. became a new parent organization for First South Bank.

View Profile Jan 08 1982

Hamilton Bancshares, Inc.

Hamilton Bancshares, Inc. became a new parent organization for First South Bank.

View Profile Feb 05 1973

Bank Of Grand Junction

Acquisition: First South Bank acquired a new subsidiary, Bank Of Grand Junction , 62 years

View Profile Oct 02 1961

Want to see more?

Complete timeline for First South Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Grand Junction Seller Discontinued 10/2/1961
Relationships Role Relationship Start Relationship End
Hardeman County Investment Company, Inc. Parent 8/31/1997
Hardeman County Investment Company, Inc. Parent 12/31/1994 8/30/1997
Hardeman County Investment Company, Inc. Parent 12/31/1993 12/30/1994
Hardeman County Investment Company, Inc. Parent 12/31/1992 12/30/1993
Hardeman County Investment Company, Inc. Parent 12/31/1988 12/30/1992
Hardeman County Investment Company, Inc. Parent 12/31/1984 12/30/1988
Hardeman County Investment Company, Inc. Parent 1/8/1982 12/30/1984
Hamilton Bancshares, Inc. Parent 2/5/1973 9/19/1975
Fsb Insurance Subsidary 6/30/2007
Venture Holding Company, Llc Subsidary 10/1/2012
Fsb Insurance Subsidary 7/31/2000 6/29/2007
Fsb Insurance Subsidary 5/6/1997 7/30/2000
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