Vitals
  • Total Assets
    238.8M -4.5 %
  • Total Deposits
    204.5M -5.3 %
  • Total Net Loans
    135.0M 5.1 %
  • Net Income
    2.0M 15.3 %
  • Book Value
    25.0M -11.4 %
  • Book Value x2
    49.9M -11.4 %
  • Book Value x3
    74.9M -11.4 %
ROAA

.802

ROAE

7.105

Efficiency Ratio

71.82

Net Interest Margin

3.203

Balance Sheet Highlights
Financial Highlights First National Bank All Insured Commercial Banks in West Virginia
Balance Sheet $(000)
Total Assets 238,769 337,272
Total Net Loans 134,976 231,870
Total Deposits 204,547 279,243
Total Equity 24,960 35,664
Profitability
Net Income 1,994 3,235
Return on Average Assets .802 .717
Return on Average Equity 7.105 6.558
Net Interest Margin 3.203 3.757
Efficiency Ratio 71.82 71.972
Noninterest Income/Revenue 17.718 19.737
Balance Sheet Ratios
Loan-to-Deposit 65.988 75.397
Securities/Assets .32 .185
Total Equity/Total Assets .105 .106
Tangible Equity/Tangible Assets .105 .095
Capital Adequacy
Tier 1 Common Capital 23,982 32,695
Tier 1 Capital 23,982 33,220
Tier 2 Capital 1,997 2,260
Total Capital 25,979 35,474
Total Risk Weighted Assets 161,653 224,241
Leverage Ratio 9.98 10.758
Common Equity Tier 1 Capital Ratio 14.84 18.238
Tier 1 Capital Ratio 14.84 18.282
Total Capital Ratio 16.07 19.41

Timeline for First National Bank

Premier Bank, Inc.

First National Bank was acquired by Premier Bank, Inc. 8 years

View Profile Mar 05 2016

Premier Financial Bancorp, Inc.

Premier Financial Bancorp, Inc. became a new parent organization for First National Bank.

View Profile Jan 16 2016

First National Bankshares Corporation

First National Bankshares Corporation became a new parent organization for First National Bank.

View Profile Aug 03 1987

First National Bank

First National Bank was established 91 years ago and is currently headquartered in Ronceverte, WV.

Jan 01 1933
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Premier Bank, Inc. Buyer 1,093,655 Pooling of Interests Discontinued 3/5/2016
Relationships Role Relationship Start Relationship End
Premier Financial Bancorp, Inc. Parent 1/16/2016 3/4/2016
First National Bankshares Corporation Parent 8/3/1987 1/15/2016
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