Vitals
  • Total Assets
    245.3M 5.2 %
  • Total Deposits
    206.4M 6.0 %
  • Total Net Loans
    159.7M 1.1 %
  • Net Income
    903000.0000 -0.6 %
  • Book Value
    31.2M 1.4 %
  • Book Value x2
    62.5M 1.4 %
  • Book Value x3
    93.7M 1.4 %
ROAA

.376

ROAE

2.88

Efficiency Ratio

86.017

Net Interest Margin

3.743

Balance Sheet Highlights
Financial Highlights Lone Star Capital Bank, National Association All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 245,262 358,087
Total Net Loans 159,741 213,533
Total Deposits 206,389 308,027
Total Equity 31,249 38,740
Profitability
Net Income 903 3,845
Return on Average Assets .376 1.025
Return on Average Equity 2.88 9.415
Net Interest Margin 3.743 3.773
Efficiency Ratio 86.017 66.762
Noninterest Income/Revenue 10.668 16.375
Balance Sheet Ratios
Loan-to-Deposit 77.398 65.494
Securities/Assets .161 .214
Total Equity/Total Assets .127 .108
Tangible Equity/Tangible Assets .095 .104
Capital Adequacy
Tier 1 Common Capital 23,648 37,278
Tier 1 Capital 23,648 37,303
Tier 2 Capital 1,936 2,526
Total Capital 25,584 39,866
Total Risk Weighted Assets 172,404 237,367
Leverage Ratio 9.86 10.563
Common Equity Tier 1 Capital Ratio 13.72 18.073
Tier 1 Capital Ratio 13.72 18.097
Total Capital Ratio 14.84 19.169

Timeline for Lone Star Capital Bank, National Association

Cattleman's National Bank

Acquisition: Lone Star Capital Bank, National Association acquired a new subsidiary, Cattleman's National Bank, 11 years

View Profile Oct 01 2012

Clear Lake National Bank

Acquisition: Lone Star Capital Bank, National Association acquired a new subsidiary, Clear Lake National Bank, 21 years

View Profile May 31 2003

Lone Star Capital Bank, National Association

Lone Star Capital Bank, National Association was established 25 years ago and is currently headquartered in San Antonio, TX.

Mar 09 1999
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Cattleman's National Bank Seller 81,338 Acquisition Discontinued 10/1/2012
Clear Lake National Bank Seller 48,402 Acquisition Discontinued 5/31/2003
Relationships Role Relationship Start Relationship End
Similar Organizations
Organization City State Total Assets
The Farmers National Bank Of Scottsville
 		Scottsville KY 243.4M
The Jacksboro National Bank
 		Jacksboro TX 242.1M
First National Bank Of Jasper
 		Jasper TX 247.3M
American National Bank Of Minnesota
 		Baxter MN 239.6M
The First National Bank Of Mcgregor
 		Mc Gregor TX 243.6M
The First National Bank Of Grayson
 		Grayson KY 238.0M
The First National Bank And Trust Company Of Okmulgee
 		Okmulgee OK 249.8M
Bank Of Napa, N.A.
 		Napa CA 242.3M
The First National Bank Of Manchester
 		Manchester TN 246.2M
The Anna -Jonesboro National Bank
 		Anna IL 236.2M