Vitals
  • Total Assets
    237.0M -0.3 %
  • Total Deposits
    208.9M -1.1 %
  • Total Net Loans
    150.6M 6.7 %
  • Net Income
    2.6M 10.7 %
  • Book Value
    23.8M 1.0 %
  • Book Value x2
    47.5M 1.0 %
  • Book Value x3
    71.3M 1.0 %
ROAA

1.069

ROAE

10.438

Efficiency Ratio

64.012

Net Interest Margin

3.823

Balance Sheet Highlights
Financial Highlights The First National Bank Of Grayson All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 237,029 275,102
Total Net Loans 150,595 177,820
Total Deposits 208,920 227,063
Total Equity 23,753 30,287
Profitability
Net Income 2,556 2,592
Return on Average Assets 1.069 .944
Return on Average Equity 10.438 8.074
Net Interest Margin 3.823 3.847
Efficiency Ratio 64.012 70.925
Noninterest Income/Revenue 26.637 17.219
Balance Sheet Ratios
Loan-to-Deposit 72.083 76.952
Securities/Assets .246 .219
Total Equity/Total Assets .1 .11
Tangible Equity/Tangible Assets .099 .107
Capital Adequacy
Tier 1 Common Capital 23,917 29,354
Tier 1 Capital 23,917 29,354
Tier 2 Capital 1,731 2,092
Total Capital 25,648 31,454
Total Risk Weighted Assets 138,362 190,479
Leverage Ratio 10.08 11.285
Common Equity Tier 1 Capital Ratio 17.29 17.115
Tier 1 Capital Ratio 17.29 17.115
Total Capital Ratio 18.54 18.174

Timeline for The First National Bank Of Grayson

First Grayson Bancorp, Inc.

First Grayson Bancorp, Inc. became a new parent organization for The First National Bank Of Grayson.

View Profile Aug 06 1990

The First National Bank Of Grayson

The First National Bank Of Grayson was established 122 years ago and is currently headquartered in Grayson, KY.

Jan 01 1902
Relationships Role Relationship Start Relationship End
First Grayson Bancorp, Inc. Parent 8/6/1990
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