Vitals
  • Total Assets
    238.8M 6.3 %
  • Total Deposits
    214.2M 7.0 %
  • Total Net Loans
    152.9M 19.7 %
  • Net Income
    1.8M -28.9 %
  • Book Value
    23.6M 0.3 %
  • Book Value x2
    47.2M 0.3 %
  • Book Value x3
    70.7M 0.3 %
ROAA

.767

ROAE

7.414

Efficiency Ratio

78.24

Net Interest Margin

4.406

Balance Sheet Highlights
Financial Highlights The Ozona National Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 238,779 358,087
Total Net Loans 152,948 213,533
Total Deposits 214,176 308,027
Total Equity 23,583 38,740
Profitability
Net Income 1,771 3,845
Return on Average Assets .767 1.025
Return on Average Equity 7.414 9.415
Net Interest Margin 4.406 3.773
Efficiency Ratio 78.24 66.762
Noninterest Income/Revenue 16.256 16.375
Balance Sheet Ratios
Loan-to-Deposit 71.412 65.494
Securities/Assets .214 .214
Total Equity/Total Assets .099 .108
Tangible Equity/Tangible Assets .099 .104
Capital Adequacy
Tier 1 Common Capital 23,535 37,278
Tier 1 Capital 23,535 37,303
Tier 2 Capital 1,775 2,526
Total Capital 25,310 39,866
Total Risk Weighted Assets 164,224 237,367
Leverage Ratio 9.98 10.563
Common Equity Tier 1 Capital Ratio 14.33 18.073
Tier 1 Capital Ratio 14.33 18.097
Total Capital Ratio 15.41 19.169

Timeline for The Ozona National Bank

Onb Bancshares, Inc.

Onb Bancshares, Inc. became a new parent organization for The Ozona National Bank.

View Profile Jan 31 2007

The Wimberley Bank

Acquisition: The Ozona National Bank acquired a new subsidiary, The Wimberley Bank, 33 years

View Profile Jun 15 1990

The Ozona National Bank

The Ozona National Bank was established 118 years ago and is currently headquartered in Ozona, TX.

Jun 01 1905
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Wimberley Bank Seller 23,282 Failure 6/15/1990
Relationships Role Relationship Start Relationship End
Onb Bancshares, Inc. Parent 1/31/2007
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