Vitals
  • Total Assets
    231.5M 3.1 %
  • Total Deposits
    196.6M 5.0 %
  • Total Net Loans
    157.4M 3.7 %
  • Net Income
    2.6M 11.1 %
  • Book Value
    22.9M 3.7 %
  • Book Value x2
    45.9M 3.7 %
  • Book Value x3
    68.8M 3.7 %
ROAA

1.145

ROAE

11.441

Efficiency Ratio

53.698

Net Interest Margin

3.62

Balance Sheet Highlights
Financial Highlights The Havana National Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 231,522 290,894
Total Net Loans 157,426 191,278
Total Deposits 196,640 246,407
Total Equity 22,928 31,125
Profitability
Net Income 2,615 2,670
Return on Average Assets 1.145 .919
Return on Average Equity 11.441 8.247
Net Interest Margin 3.62 3.499
Efficiency Ratio 53.698 67.9
Noninterest Income/Revenue 14.832 16.598
Balance Sheet Ratios
Loan-to-Deposit 80.058 72.669
Securities/Assets .222 .191
Total Equity/Total Assets .099 .107
Tangible Equity/Tangible Assets .097 .103
Capital Adequacy
Tier 1 Common Capital 22,818 29,670
Tier 1 Capital 22,818 29,720
Tier 2 Capital 1,657 2,112
Total Capital 24,475 31,905
Total Risk Weighted Assets 185,928 212,461
Leverage Ratio 9.74 10.62
Common Equity Tier 1 Capital Ratio 12.27 16.313
Tier 1 Capital Ratio 12.27 16.329
Total Capital Ratio 13.16 17.341

Timeline for The Havana National Bank

San Jose Tri-County Bank

Acquisition: The Havana National Bank acquired a new subsidiary, San Jose Tri-County Bank, 18 years

View Profile Dec 01 2005

Community Investment Group, Ltd.

Community Investment Group, Ltd. became a new parent organization for The Havana National Bank.

View Profile Jul 31 2000

The Havana National Bank

The Havana National Bank was established 149 years ago and is currently headquartered in Havana, IL.

Mar 30 1875
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
San Jose Tri-County Bank Seller 5,877 Acquisition Discontinued 12/1/2005
Relationships Role Relationship Start Relationship End
Community Investment Group, Ltd. Parent 7/31/2000
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