Vitals
  • Total Assets
    230.0M -0.7 %
  • Total Deposits
    200.9M -1.2 %
  • Total Net Loans
    130.8M -1.1 %
  • Net Income
    2.2M -6.3 %
  • Book Value
    28.9M 2.8 %
  • Book Value x2
    57.8M 2.8 %
  • Book Value x3
    86.7M 2.8 %
ROAA

.964

ROAE

7.754

Efficiency Ratio

56.93

Net Interest Margin

3.61

Balance Sheet Highlights
Financial Highlights Gilmer National Bank, Gilmer, Texas All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 229,987 358,087
Total Net Loans 130,847 213,533
Total Deposits 200,862 308,027
Total Equity 28,909 38,740
Profitability
Net Income 2,244 3,845
Return on Average Assets .964 1.025
Return on Average Equity 7.754 9.415
Net Interest Margin 3.61 3.773
Efficiency Ratio 56.93 66.762
Noninterest Income/Revenue 8.383 16.375
Balance Sheet Ratios
Loan-to-Deposit 65.143 65.494
Securities/Assets .238 .214
Total Equity/Total Assets .126 .108
Tangible Equity/Tangible Assets .126 .104
Capital Adequacy
Tier 1 Common Capital 29,315 37,278
Tier 1 Capital 29,315 37,303
Tier 2 Capital 1,760 2,526
Total Capital 31,075 39,866
Total Risk Weighted Assets 140,166 237,367
Leverage Ratio 12.59 10.563
Common Equity Tier 1 Capital Ratio 20.91 18.073
Tier 1 Capital Ratio 20.91 18.097
Total Capital Ratio 22.17 19.169

Timeline for Gilmer National Bank, Gilmer, Texas

Gilmer National Bancshares, Inc.

Gilmer National Bancshares, Inc. became a new parent organization for Gilmer National Bank, Gilmer, Texas.

View Profile Dec 30 2008

Gilmer National Bancshares Delaware, Inc.

Gilmer National Bancshares Delaware, Inc. became a new parent organization for Gilmer National Bank, Gilmer, Texas.

View Profile Nov 16 1999

Gilmer National Bank, Gilmer, Texas

Gilmer National Bank, Gilmer, Texas was established 123 years ago and is currently headquartered in Gilmer, TX.

May 01 1901
Relationships Role Relationship Start Relationship End
Gilmer National Bancshares, Inc. Parent 12/30/2008
Gilmer National Bancshares Delaware, Inc. Parent 11/16/1999 12/29/2008
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