Vitals
  • Total Assets
    245.8M 3.0 %
  • Total Deposits
    221.0M 3.3 %
  • Total Net Loans
    203.1M -0.6 %
  • Net Income
    1.0M -19.6 %
  • Book Value
    23.1M 0.3 %
  • Book Value x2
    46.3M 0.3 %
  • Book Value x3
    69.4M 0.3 %
ROAA

.431

ROAE

4.435

Efficiency Ratio

77.435

Net Interest Margin

4.185

Balance Sheet Highlights
Financial Highlights The First National Bank Of Elmer All Insured Commercial Banks in New Jersey
Balance Sheet $(000)
Total Assets 245,807 941,236
Total Net Loans 203,091 666,560
Total Deposits 220,980 782,459
Total Equity 23,127 105,130
Profitability
Net Income 1,028 8,451
Return on Average Assets .431 .672
Return on Average Equity 4.435 6.44
Net Interest Margin 4.185 3.432
Efficiency Ratio 77.435 74.417
Noninterest Income/Revenue 6.643 18.002
Balance Sheet Ratios
Loan-to-Deposit 91.905 86.355
Securities/Assets .086 .113
Total Equity/Total Assets .094 .112
Tangible Equity/Tangible Assets .094 .102
Capital Adequacy
Tier 1 Common Capital 23,614 95,604
Tier 1 Capital 23,614 95,771
Tier 2 Capital 2,395 8,179
Total Capital 26,009 103,980
Total Risk Weighted Assets 191,497 734,206
Leverage Ratio 9.76 9.818
Common Equity Tier 1 Capital Ratio 12.33 13.154
Tier 1 Capital Ratio 12.33 13.207
Total Capital Ratio 13.58 14.399

Timeline for The First National Bank Of Elmer

Elmer Bancorp, Inc.

Elmer Bancorp, Inc. became a new parent organization for The First National Bank Of Elmer.

View Profile Jan 03 2001

First Elmer Investment Corporation

First Elmer Investment Corporation became a new subsidiary organization for The First National Bank Of Elmer.

View Profile Jan 02 2001

The First National Bank Of Elmer

The First National Bank Of Elmer was established 121 years ago and is currently headquartered in Elmer, NJ.

May 01 1903
Relationships Role Relationship Start Relationship End
Elmer Bancorp, Inc. Parent 1/3/2001
First Elmer Investment Corporation Subsidary 1/2/2001
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